Category Archives: Insurance

Top Tips to Protect Your Home from Severe Weather Damage

A roof with rain gutters during a severe weather event.

Buying your dream home is a significant accomplishment, and you need to protect your investment. While there is no way you can control severe weather, you can do many things to prevent possible damage to your home and protect your family.

Here are tips you should remember when gearing up your home for an upcoming weather event.

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Prepping Your Roof for Summer Storms in the South

A roof with rain pouring off into the gutters.

Is your roof ready for summertime storms? Summers in the South can bring an onslaught of severe weather, so it is always a good idea to be prepared. Once summer is in full swing, you can expect thunderstorms, strong winds, and torrential downpours that can wreak havoc on your roof.

The good news is that you can keep your home and family safe and comfortable by utilizing the tasks in this roof maintenance checklist, which includes tips for cleaning your gutters and info on which repairs to focus on to prevent a leaky roof.

Before we dive into the roof maintenance checklist, you should know that hiring a professional roofer is the best way to prep your roof for summertime in the South; a professional has the proper tools and experience to do the job safely and efficiently.

So, if you are ready to defend your roof against whatever weather comes your way, be proactive and use this checklist!

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Smart Homes and Flood Monitoring: Enhancing Safety and Real Estate Value

A couple reviewing the remote-control for their smart home technology.

As a current or future homeowner, protecting your property from potential flood threats is essential for your peace of mind and financial stability. Early detection and planning are the secrets to ensuring that your home is secure from water damage.

Flood monitoring plays a vital role in getting and acting on this initial warning and embracing smart technology for this endeavor can be a significant game-changer.

This article will explore the benefits of using advanced technology in flood monitoring. It will also provide ways how you can incorporate this innovation into your home to enhance safety and explain how the integration of a smart flood monitoring system can increase your property’s real estate value.

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Shopping for a Home Warranty

A woman shopping online for a home warranty.

There are many things to consider when buying a home warranty, which is different from homeowners insurance. A home warranty is a policy that covers major appliances and some systems, such as the HVAC, inside the house. Some policies can be tailored to fit your needs and cover additional things such as electronics, septic systems, and hot tubs. Although homeowners insurance will be required for many real estate purchases, a home warranty is entirely optional.

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How to Save Money on Your Homeowners Insurance

A copy of a homeowners insurance policy.

It is no secret that homeowners insurance can be expensive. And it isn’t just because the average American home is more expensive than ever. Insurance companies keep raising their premiums to cover losses due to natural disasters, theft and vandalism, weather damage, and accidents.

Additionally, other unexpected events like the COVID-19 pandemic have caused a surge in expenses. The good news is that there are several effective ways to lower your insurance premiums and protect yourself from these risks.

Read on to learn how to save money on homeowners insurance.

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Poor Workmanship When Renovating Your California Home? Know Your Rights

Two workers in the middle of a California home renovation.

If you are a homeowner, regardless of the age of your home, at some point there will be home improvements, maintenance, or renovations to undertake. Projects to improve your property, such as knocking out drywall or creating a backyard garden, will be exciting yet inevitably stressful.

The last thing you want to think about during your project is a future lawsuit. By consulting a real estate attorney, a consumer rights group, or local government authority before you sign on the dotted line with your selected contractor will aid you in protecting your rights.

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8 Mistakes to avoid when purchasing a home insurance policy

a home insurance policy form with a small house symbolizing protection for the home.

Getting a home insurance policy is essential when you are buying your dream home. However, just any homeowner’s insurance policy is not enough; you need to have adequate coverage to financially protect yourself against any unexpected circumstances.

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