When you apply for a mortgage, your debt-to-income ratio (DTI) will play a vital role. The mortgage lenders will review your credit profile and check the DTI ratio to assess your affordability. So, the debt-to-income ratio will indicate how much debt you carry, such as credit card balances, payday loans, medical bills, personal loans, and utility bills against your monthly income.
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If the time is approaching to find a new home for yourself and your beloved emotional support animal (ESA), you will want to look for a property where you will be safe, comfortable, and happy. It goes without saying that your animal’s needs differ greatly from your own, so it’s vital that you find a home that has the best features for you both.
Not quite sure what to look for? Fear not—we have put together a handy guide to choosing a property with ideal features for your ESA.
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Thinking of buying or selling a property? You should consider working with a real estate expert to help ensure each element of the transaction runs smoothly. There is not just a single type of realty expert- there are many, and which ones you will need depends on your situation and goals.
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There are few things as charming as a historic home. Their unique charm, character, and rich sense of history make them highly desirable for many homebuyers. While historic homes are undeniably appealing, purchasing one requires thoughtful consideration and preparation. Understanding preservation regulations and anticipating renovation challenges are crucial aspects of navigating the purchase of a historic home, which is where a home inspector comes into play.
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It happens to many families: after a lifetime of kids, a lifetime of memories, and a lifetime’s worth of stuff, you are suddenly faced with a space that feels too large and cluttered. Sure, your house was the perfect place to raise your family, but do you still need a three or four-chair dinner set? How about that clean, empty bedroom you are no longer using? If you suddenly find yourself with more space than you need, downsizing may be a good idea.
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Gravitating toward move-in ready homes when house hunting has numerous merits. These properties are good to go — even though they may need some facelifts to look more presentable. More importantly, these residences are less likely to require costly renovations for a long time.
Moving into a house you do not need to renovate is underrated. Buying and relocating to your new home can be a significant expense — not to mention the time and energy required to close the deal and transfer your belongings to a different address.
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Moving into a new house can be exciting, but it can also be an intimidating adventure, especially for seniors who have just retired. It’s normal to feel overwhelmed by the idea of starting fresh, but don’t let that stop you from embracing this new change and making your new home feel like your own. In this article, Realty Executives shares some tips on how to quickly settle into a new house and make it feel like home after a post-retirement move.
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If you are searching for a new home or looking to list a property, it is important to have a real estate agent by your side. However, a real estate agent needs to exhibit several traits before he or she earns your business. While almost all agents are passionate about their jobs and will do anything to help their clients, it is important to find the right fit. This blog will help you select a realtor by listing several traits you should look for when choosing a real estate agent.
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Searching for the perfect home can be a stressful process. So many things need to align for it to be successful- it needs to be the right time, you need to be in a good financial situation, and then there are all the home showings to schedule! But what happens when you add one more thing to the mix, specifically a dog? Looking for a home just for people is one thing but looking for a home suitable for pets is different. Dogs have their own needs, and you must ensure your new home can fulfill them.
If you are a first-time home buyer and don’t have any prior experience with this, it can be a little confusing. So, we created a short dog owner’s guide to house hunting to give you a better idea of what to do.
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A lot of practical yet stressful work needs to be done when buying a home- such as paperwork, dealing with banks, getting a mortgage approval, etc. As a result, it is easy to forget that home buying is also a significant emotional labor. There can be fear and doubt, which is expected because buying is a significant financial decision. It is also exciting and symbolic of a new beginning in someone’s life. This is especially true for people who are buying their first home.
Don’t let nerves stop you from fulfilling your goal of buying your dream home! Read on for soothing tips for anxious first-time home buyers.
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