Flood Insurance

(Published on - 9/4/2017 7:25:21 PM)

Do you have flood insurance for your home?  After watching the extreme devastation to Texas this last week, my thoughts raced to, How Can I Help?  A local firefighter stated "if you truly want to help, just send money".  This made sense, as he explained the logistical nightmare in sending food and clothing.  There are some amazing, well organized non-profits in place for emergencies such as this.  

The expectation is that FEMA and personal hazard insurance will cover their financial losses.  Or, will they?  


Now might be a good time to review your home hazard insurance policy.  Call  your agent and ask some strategic questions.  Are you covered for "Acts of God"?



What's the economic forecast for Home Renovations in the US?

(Published on - 7/18/2017 7:02:13 PM)

What's the economic forecast for Home Renovations in the US?


From the Joint Center for Housing Studies of Harvard University,  their report profiles the national home improvement and repair spending forecast through 2025.


Home improvement spending is projected to strengthen.  Environmental awareness and energy efficient upgrades continue to grow and create demand among buyers and will continue to be the fasted-growing market segment.  


55+ homeowners will continue to dominate the remodeling market.  Their renovation expenditures are expected to account for more than three quarters of the market growth over the next decade.


Spending will increase in the country's largest metro areas.


If you're thinking about selling your home and need some strategies and market advise, Call me.  I have a background in remodeling, design, strong resale and mortgage lending. 


thanks to Academy Mortgage for their "Outlook for Home Renovation" input.







The Sky is not Falling

(Published on - 6/5/2017 4:51:51 PM)

Here's a great note from my friend Steve Van De Beuken with Sunstreet Mortgage

"Hi Krista!

       I like George Hammond. I've never met him but I like him. Hammond is an economist at the University of Arizona and he says that Tucson's economy will pick up steam as we head into 2018. Hammond says that Tucson "is poised for growth, citing accelerating job gains last year, signs of wage growth in a tightening labor market and a slowly improving residential real-estate market."    
     Tucson is forecast to add 5,400 jobs in 2017 and 7,200 jobs in 2018 which is far more than the 1,700 jobs added in 2016. Competition for employees to fill these jobs is expected to force wages 3% higher than they are now. There is still room for growth as Tucson has only replaced 60% of the jobs lost during the Great Recession.
      Get ready!    "                 
THANKS Steve!!!

New National Association of Realtors "How to Buy in a Tight Market"

(Published on - 5/31/2017 5:03:28 PM)

It's telling when the National Association of Realtors Copyright's a form that helps buyers increase their chances of getting their dream home in a competitive housing market.


Here's a list of their suggestions:

  1. Get prequalified for a mortgage
  2. Stay in close contact with your real estate agent
  3. Scout new listings yourself and drive neighborhoods
  4. Be ready to make a decision
  5. Bid competitively
  6. Keep contingencies to a minimum
  7. And, don't get caught up in a buying frenzy

Really, the take away from this form is "Be Prepared" 


If you'd like the full form, e-mail me at



Is a remodel worth the time and money?

(Published on - 5/15/2017 7:07:52 PM)

A picture is worth a thousand words:








See more photos and all the property details at:    

Come see this remarkable Renovation!  Call me today  Krista Brayer  520-975-5640