Realty Executives Oceanside



Sales Associate/REALTOR®

Realty Executives Oceanside



(Published on - 5/23/2024 1:26:23 PM)
Throwback Thursday St. Augustine Edition! Have you ever visited the St. Augustine Lighthouse located on Anastasia Island? Learn about 500+ years of maritime history at the St. Augustine Lighthouse & Maritime Museum From the first, wooden, watch tower in the late 1500s to the current St. Augustine Light Station.

Flagler Beach Bungalow 2 Bedroom, 2 Bath 117 Oak Lane!

(Published on - 5/22/2024 3:10:52 PM)

Just 2 minutes away from the beach! This must see beach bungalow is at 1113 square feet, 2 bedroom, 2 bath. Built in 1983, with recent renovations in 2023 including; Freshly painted interior/exterior, new plumbing lines/valves/toilets, hurricane shutters, outlets/light fixtures. HVAC 2022. Just minutes away from the ocean, this move-in ready house is a great buy.


Kitchen Trends to Avoid in 2024: Timeless Design Over Fads

(Published on - 5/20/2024 4:06:36 PM)

In the ever-evolving world of interior design, trends come and go. While some kitchen trends stand the test of time, others quickly become outdated or impractical. As we move further into 2024, it's essential to consider which kitchen trends are worth embracing and which ones are best left behind. Here are some kitchen trends to avoid in 2024, focusing on timeless design principles over fleeting fads:

1. Overly Industrial Aesthetics: While industrial-inspired kitchens have had their moment, overly industrial designs with harsh materials like exposed pipes, raw concrete, and steel surfaces can feel cold and unwelcoming. Instead, opt for a more balanced approach that combines industrial elements with softer textures and warmer tones for a cozier atmosphere.

2. All-White Everything: The all-white kitchen trend has been popular for years, but in 2024, it's time to move away from sterile, monochromatic spaces. While white kitchens can be timeless and elegant, they often lack personality and warmth. Consider adding pops of color, natural wood accents, or contrasting materials to create a more dynamic and inviting kitchen environment.

3.Open Shelving Overload: Open shelving has been a divisive trend in kitchen design, with some loving the airy feel it provides and others finding it impractical and cluttered. In 2024, avoid overwhelming your kitchen with too much open shelving, which can lead to visual clutter and require constant tidying. Instead, strike a balance between open and closed storage options for a more functional and visually appealing space.

4. Trendy Backsplash Patterns: While bold and intricate backsplash patterns may be eye-catching, they can quickly become outdated as trends change. In 2024, steer clear of overly trendy backsplash designs in favor of timeless options like subway tile, natural stone, or simple geometric patterns that won't feel dated in a few years' time.

5.Excessive Technology Integration: While smart appliances and high-tech gadgets can offer convenience and efficiency in the kitchen, be cautious about going overboard with technology integration. Complex systems and overly gadget-focused designs can quickly become obsolete and may not always live up to their promises. Instead, focus on incorporating technology in subtle ways that enhance rather than dominate the kitchen space.

6. Ultra-Minimalist Designs: While minimalist design principles can create clean and streamlined kitchen spaces, ultra-minimalist designs devoid of personality and warmth can feel stark and unwelcoming. In 2024, avoid sacrificing comfort and character for the sake of minimalism. Instead, infuse your kitchen with touches of warmth, texture, and personal style to create a more inviting atmosphere.

7.Fad-Based Color Schemes: While it can be tempting to embrace trendy color schemes like millennial pink or neon accents, these fad-based choices can quickly feel dated. In 2024, opt for timeless color palettes that stand the test of time, such as classic neutrals like white, gray, and beige, complemented by timeless accent colors that can easily be updated with accessories.

In conclusion, as you plan your kitchen design in 2024, prioritize timeless elements over passing trends. By avoiding overly trendy designs and focusing on enduring style and functionality, you can create a kitchen that remains relevant and enjoyable for years to come. Remember, the key to timeless design is striking a balance between innovation and tradition, creating a space that feels both current and timeless.


(Published on - 5/16/2024 10:33:21 AM)


(Published on - 5/15/2024 1:22:18 PM)

Relocating to a smaller home might be a wise decision for retirees or even older adults who are still employed. Despite the Great Recession, most real estate appreciates over time. Residential sales can release funds that, if you can find a replacement property at a reasonable price and secure a favorable mortgage rate, can help ward off longevity risk—the most morbid of retirement fears.

The risk that you'll outlive your money is measured by longevity. Usually, the best defense against this is to apply the well-known 4 percent rule, which states that a retiree should take out no more than 4 percent of their savings in any given year. You can find out if the rule applies to you by using a basic life expectancy calculator. However, inflation and market swings are not taken into account by the calculation.

Private retirement income is not guaranteed to increase in line with inflation each year, in contrast to Social Security benefits. Growth in stock prices is erratic but can be beneficial. Additionally, selling some of your real estate and investing the revenues could be the perfect solution if your portfolio now appears like it might run out of money in the future.

Consult an agent beforehand.

Locating a trustworthy real estate agent is the first step. You should be able to find out from that agent how much your existing house is worth. That agent can also assist you in determining whether downsizing makes sense if you're looking to purchase a new property in the same market. If you intend to move to a different state or municipality, they might also be able to put you in touch with recommended agents.

Then, Optimize Sale Price

Maintaining your house will increase its worth. It is your goal to take action in order to maximize the value of your existing property. This might be as simple as clearing out clutter or tidying up your garden beds, or it can involve more costly upgrades to update your home's aesthetics or bring it up to code. Curb appeal, interior design, and roof type are all significant considerations when getting your house ready for a buyer. These aspects affect how the buyer perceives your house and how marketable it is.

Invest the Earnings

Reducing monthly expenses and/or allocating funds towards augmenting retirement income are the primary rationales behind downsizing for financial motives alone. It's excellent news that most residential sales' capital gains are tax-free for the first $250,000 for single filers or the first $500,000 for joint filers

Depending on your circumstances, you may want to invest a larger portion of money in investments rather than a new location to live. It can make sense to get a new mortgage or rent a place that doesn't require all of your money. But the math is up to you. And if you happen to be one of the fortunate individuals who earns more from a sale than what is tax-exempt, you might want to look into sheltering the money by buying a new house.  

Examine Your Finances

Various investment advisors will offer suggestions regarding the financial goods you ought to purchase with your funds. A salesperson for annuities may promote single premium annuities (SPIA) or deferred annuities. Government bonds with inflation protection may appeal to other advisors. Instead than investing in individual assets, I use mutual funds with my own money. But no two funds are the same.

In summary

In many respects, your home is a treasure. Prudent investing can transform this treasure into a long-lasting asset for a more comfortable retirement when you downsize. Reach out to Realty Executives to learn the best downsizing and investing tactics to safeguard your future when you're prepared to make an educated real estate selection for your retirement.




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