TBD Liberty Road Rare opportunity to own a unique Lake of the Ozarks property combining 18 unrestricted acres with a 0.70-acre waterfront lot along the crystal-clear, spring-fed Bank Branch River. Surrounded by the beauty of Ha Ha Tonka State Park, this property offers incredible privacy, mature timber, abundant wildlife, lake views, and direct water access. With no HOA or building restrictions on the 18 acres, build your dream home, barndominium, family retreat, or recreational getaway. The waterfront lot is approved for up to a 3-bedroom home and includes access to a 0.75-acre utility lot, offering potential for an additional well and septic system to accommodate a larger home. Small boats, kayaks, and canoes can access the Lake of the Ozarks, with exceptional fishing right from the shoreline. A home built above the 668-foot elevation does not require flood insurance. A 15-foot river access easement for upper lots runs along the far north edge. Whether you're looking for a full-time residence, vacation retreat, recreational property, or investment, this is an exceptional opportunity to own waterfront plus acreage in one of the Lake area's most scenic settings.