Lot 281 Clubhouse Circle Discover an exceptional opportunity to build your coastal dream home on this expansive 0.45-acre homesite in the premier gated community of Cumberland Harbour. Situated in an area that does not require flood insurance, this lot offers both peace of mind and ample space for creating a custom residence surrounded by nature, privacy, and luxury living. Cumberland Harbour is renowned for its impressive lineup of resort-style amenities, thoughtfully designed for comfort, wellness, and recreation. Residents enjoy three swimming pools, a fully equipped fitness center, tennis and pickleball courts, scenic walking and biking trails, and beautifully maintained parks and green spaces. The community provides direct access to the Intracoastal Waterway and surrounding waterways with a community day dock—ideal for boating, fishing, and exploring the coast. Convenience is also a standout feature. This homesite is just minutes from historic downtown St. Marys, charming shops and restaurants, top-rated schools, and the ferry to Cumberland Island National Seashore. Easy access to I-95, Kings Bay Naval Base, and Jacksonville International Airport makes commuting and travel effortless. With its generous size, excellent location, and no flood insurance requirement, this Cumberland Harbour lot is an outstanding canvas for crafting your perfect coastal retreat. Owner is a licensed agent in the state of Florida.