9920 INDIAN KEY Trail 29 Waterfront Living in Tara Cay - Florida waterfront living is calling in this beautifully updated 3-bedroom, 3-bath waterfront townhome in highly desirable Tara Cay Sound. Enjoy direct canal access, a new seawall and dock (2022/2023) just steps from your back door, perfect for boating, kayaking, fishing, and taking in spectacular Florida sunsets and wildlife. Inside, you'll find a bright, open floor plan featuring two spacious upstairs ensuite bedrooms, including a canal-front primary suite with dual walk-in closets, plus a first-floor bedroom and full bath ideal for guests or a home office. Major updates have already been completed, including new plumbing, HVAC, updated electrical, stainless steel appliances, butcher block countertops, farmhouse sink, remodeled bathrooms, water softener, hurricane shutters on waterfront windows, and a new roof (2021). One of the lowest HOA fees in Pinellas County includes cable, internet, water, sewer, trash, landscaping, pool, and dock maintenance. This pet-friendly community welcomes large dogs and is conveniently located minutes from Indian Rocks Beach, Seminole City Center, the Pinellas Trail, Walsingham Park, Clearwater, St. Petersburg, Tampa, shopping, dining, and top-rated schools. Move-in ready waterfront homes with a community dock at this price are hard to find-schedule your private showing today before it's gone!