990 SAN CARLOS Court NE Private Pool + Boat Ramp & Storage in Guard-Gated Caya Costa - Freshly Refreshed A private backyard pool, a community boat ramp, and fenced boat storage, all behind a 24/7 guard gate. That combination is almost impossible to find in a townhome at this price. This 1, 796 sq ft, 3-bed, 3-full-bath home with a 1-car garage has just been refreshed with new neutral paint, new ceiling fans, and updated lighting. It's ready to move in. Spend your mornings on the bay and your afternoons by your own pool or on the covered porch with its wood-panel ceiling. Skip marina fees with the private ramp and secure storage for your boat, trailer, jet ski, paddleboard, or kayak. Fish from the canal pier, play tennis or pickleball, host at the covered gazebo, or relax at the community pool and hot tub. The HOA handles the big stuff: roof replacement on a 20-year cycle (new in 2020), exterior painting every 7 years, front and back lawn care, reclaimed irrigation (underground lines overhauled 2025-26), annual pressure washing, gutter cleaning, and newly repaved cul-de-sacs. This is true lock-and-leave living. Recent updates: HVAC (2020), hurricane-impact sliders, granite in the kitchen and baths, and custom double front doors. In 2025-26, the home received a new dishwasher, cooktop, disposal, pool pump, and garage door. Flood zone AE, with real numbers: Caya Costa homes are built elevated, and per the seller, the living areas were not affected by the 2024 storms. The seller's current premiums are $1, 908/yr for homeowners and $2, 618/yr for flood. Buyers should get their own quotes. Whole Foods, Trader Joe's, and the Carillon area are about 10 minutes away, as are Raymond James, Jabil, and Franklin Templeton. Downtown St. Pete is about 15 minutes away, TPA about 20, and downtown Tampa about 25.