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987 Cold Mountain Road
Lake Toxaway NC 28747 US

$3,250,000

Active Listing ID 4354164
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3 bed
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3.00 Bath (3 Full)
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Lot: 0.60 Acres
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Single Family Residence

$3,250,000

Active Listing ID 4354164
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987 Cold Mountain Road Quaint cottage on an exceptional lot in Lake Toxaway Estates. Set on over half an acre of nearly level property that gently slopes to the shoreline of North Carolina's largest private lake, the home offers open water and full mountain views with Toxaway Mountain in the background. Tastefully updated and designed for easy living, the home features 3 bedrooms plus a flex room and an open living-dining-kitchen layout. Ideal for gathering with family and friends, most areas boast views over the lawn and out to the lake. The main level includes a primary suite and a secondary flex room/sleeping space with an ensuite bath, while an additional bedroom and bunkroom above share a connecting bath. Natural light fills the sunroom, and an additional enclosed porch provides a great space for casual entertaining, complete with grill, refrigerator, and prep area. Outside, the property truly stands out: a rare, nearly level lawn leads to a large stone waterfront seating area and covered dock for easy days on the water. Located just off Cold Mountain Road and set back along a winding driveway for privacy, this is a unique opportunity to own a lakefront home with wide water views in one of Lake Toxaway's most beautiful settings.

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Property Features

  • Facts
  • Lot Size: 0.60 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 3
  • Cooling System: Electric, Central Air
  • Roof Type: Shingle
  • Heating Fuels: Electric (Heating), Propane (Heating), Forced Air
  • Additional Features
  • Fireplace
  • Patio
  • Waterfront

School Information

  • School
  • T.C. Henderson(Elementary)
  • Rosman(MiddleSchool)
  • Rosman(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 3250000
  • unparsedaddress: 987 Cold Mountain Road
  • postalcity: Lake Toxaway
  • stateorprovince: NC
  • country: US
  • postalcode: 28747
  • bathroomsfull: 3
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.6
  • lotsizeunits: Acres
  • lotsizearea: 0.6
  • livingarea: 2338
  • livingareaunits: Square Feet
  • latitude: 35.140843
  • longitude: -82.943814
  • listagentfullname: Amanda Jennings Gravley
  • listagentemail: ajennings@fisherrealtync.com
  • listagentkey: 3yd-CMLSNC-65609
  • listagentmlsid: 65609
  • listagentpreferredphone: 8282002944
  • listagentofficephone: 8282002944
  • listofficekey: 3yd-CMLSNC-NCM102
  • listofficemlsid: NCM102
  • disclaimer: Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: CMLSNC
  • yearbuilt: 1973
  • listingcontractdate: 2026-03-07
  • countyorparish: Transylvania
  • parcelnumber: 8522-19-2681-000
  • elementaryschool: T.C. Henderson
  • highschool: Rosman
  • appliances: Dishwasher, Dryer, Electric Oven, Microwave, Washer
  • cooling: Electric, Central Air
  • constructionmaterials: Brick Partial, Wood
  • heating: Electric (Heating), Propane (Heating), Forced Air
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 2
  • parkingtotal: 0
  • parkingfeatures: Driveway, Carport
  • roof: Shingle
  • view: Water
  • waterfrontyn: True
  • franchiseaffiliation: None
  • interiorfeatures: Open Floorplan, Storage
  • rooms: Bathroom 1, Bathroom 3, Bedroom 3, Bedroom 1, Bedroom 2, Bathroom 2
  • otherstructures: Storage
  • patioandporchfeatures: Patio
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -82.94382, 35.140842
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Fisher Realty - 10 Park Place", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"ajennings@fisherrealtync.com", "ListBrokerageCity":"Brevard", "ListBrokerageCountry":"US", "ListBrokerageEmail":null, "ListBrokerageLogoUrl":null, "ListBrokerageName":"Fisher Realty - 10 Park Place", "ListBrokeragePhone":"(828) 883-9895", "ListBrokeragePostalCode":null, "ListBrokerageStateOrProvince":null, "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"10 Park Place West", "ListBrokerageWebsiteUrl":null, "ListOfficeAddress1":"PO Box 187 ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"NCM102", "ListOfficeCity":"Sapphire", "ListOfficeCountry":"USA", "ListOfficeEmail":"info@fisherrealtync.com", "ListOfficePostalCode":"28774", "ListOfficeStateOrProvince":"NC", "ListPriceCurrencyType":"USD", "ListingTitle":"SINGLE_FAMILY - Lake Toxaway, NC", "ListingURL":null, "MLSModificationTimestamp":"2026-03-18 13:15:05", "Neighborhoods":[{"Description":null, "Name":"Lake Toxaway Estates"}], "PostalCode":null, "RoomCount":11, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":null, "TaxDescription":"B E L001EX COLD MTN RD", "TaxYear":null}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 3/25/2026 4:25:16 AM GMT
Source Updated Date: 3/28/2026 6:51:25 PM GMT

Courtesy of: Amanda Jennings Gravley, Fisher Realty,Sapphire/Toxaway, ajennings@fisherrealtync.com

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.