9812 Hall Avenue NE Welcome to your private wooded retreat in this meticulously maintained walkout rambler, perfectly nestled on a stunning, 1+ acre heavily wooded lot. Enjoy immediate peace of mind with a brand-new roof and high-quality Marvin windows installed throughout the home. The main level features a bright kitchen with a breakfast bar that flows seamlessly into the dining and living areas, along with three spacious bedrooms including the primary complete with a walk-in closet. Full bath on the main level. Step out from the dining room onto a private deck with breathtaking backyard views and steps to the yard, or head to the lower level to enjoy the covered screened porch for bug-free relaxation. The finished walkout lower level includes a large family room with a cozy gas fireplace, a 3/4 bathroom, a third bedroom, a dedicated exercise room and a versatile office that could easily function as a fourth bedroom with an egress window installed by the future owner. Lower level laundry room with a utility sink and storage area. Complete with an oversized 2+ car garage (22x28) featuring a service door and an additional storage shed for all your gear. This home offers the perfect balance of secluded living and accessibility with 2x6 construction. Commuting is a breeze with easy access to HWY 94 for a quick route to both St. Cloud and Minneapolis. Best of all, this property is located within the USDA Rural Housing Map, making it eligible for 100% financing for qualified buyers!