97501 Overseas Highway UNIT 809 Luxury Key Largo 2 StoryTownhome, Deep-Water Marina, Rental Income, Indoor Pickleball, Fruit Trees, Sandy Beach, Speakeasy Lounge, Lg Garage - Experience the lifestyle in this turnkey 3BR/3BA prestigious home offering approx 2, 550 sq ft of bright, open living space & a rare oversized garage. This two-story home is perfect for full-time living, seasonal escapes, or income-producing investment. The layout features two primary-style suites for privacy and flexibility, a screened porch overlooking a lush hardwood hammock & ample garage space for vehicles, boats, golf carts & outdoor gear. The gourmet kitchen w/granite countertops, stainless appliances & a bar opens to the living and dining areas ideal for entertaining. Mariners Club amenities rival the finest resorts: protected deep-water marina for vessels up to 52 ft w/dock staff, indoor/outdoor pickleball, tennis, basketball, fitness center, spa, hot tub, waterfront clubhouse w/lounge, dry stack boat storage & slips for rent.Tropical grounds include a private sandy beach, tiki huts, fishing pier, EV charging stations, waterfalls, orchid gardens, & meticulously maintained green spaces-all within a gated community w/24-hour security. The HOA covers water, cable, insurance & resort-quality maintenance for turnkey convenience. This property is ideal for investors seeking approved daily rentals (transferable Monroe County Special Vacation Rental Permit Exemption) or buyers seeking a private coastal retreat. There are no minimum or maximum rental restrictions, allowing you to manage rentals independently or through a local property manager - an uncommon advantage in the Upper Keys. Pets are welcome for owners & for renters staying longer than 6 months. You have found the perfect blend of luxury, privacy & income potential in the Florida Keys while the association maintains the lush tropical grounds. If you've been searching for the perfect blend of luxury, privacy & income in the Florida Keys, this deserves your attention!