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96004 MONTEGO BAY
Fernandina Beach FL 32034 US

$750,000

Active Listing ID 2158836
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4 bed
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2,250 square feet
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3.00 Bath (3 Full)
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Lot: 0.24 Acres
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Single Family Residence

$750,000

Active Listing ID 2158836
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96004 MONTEGO BAY Stunner alert! Discover exceptional value just moments from the beaches of Amelia Island, where generous living spaces, thoughtful updates, and an enviable location come together in one remarkable offering. Privately situated on a quiet cul-de-sac overlooking a tranquil pond, this beautifully renovated residence presents an opportunity to enjoy the island lifestyle without compromising space or quality. Extensively refreshed, the home showcases new Pergo and porcelain tile flooring, fresh interior and exterior paint, updated lighting and ceiling fans, new bathroom fixtures, stainless appliances, enhanced landscaping, and a NEW roof installed in 2022. Timeless finishes, including granite countertops and a gas fireplace anchoring the family room, create warm and inviting spaces designed for both everyday living and effortless entertaining. Offering four bedrooms and three full bathrooms, the flexible floor plan easily adapts to today's lifestyle. A formal living room with French doors and a main-level bedroom provide ideal spaces for a private home office, library, fitness room, or guest suite. Outdoors, the screened lanai overlooks an expansive backyard and peaceful pond, creating the perfect setting for morning coffee, evening gatherings, or simply enjoying the natural beauty that surrounds you. Combining generous square footage, modern updates, and close proximity to Amelia Island's renowned beaches, dining, shopping, and recreation, this residence offers an exceptional opportunity to experience coastal living at an outstanding value.

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Property Features

  • Facts
  • Lot Size: 0.24 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 3
  • Cooling System: Central Air
  • Roof Type: Shingle
  • Heating Fuels: Central
  • Additional Features
  • Fireplace
  • Patio
  • Waterfront

School Information

  • School
  • Emma Love Hardee(Elementary)
  • Fernandina Beach(MiddleSchool)
  • Fernandina Beach(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 750000
  • unparsedaddress: 96004 MONTEGO BAY
  • postalcity: Fernandina Beach
  • stateorprovince: FL
  • country: US
  • postalcode: 32034
  • bathroomsfull: 3
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.24
  • lotsizeunits: Acres
  • lotsizearea: 0.24
  • livingarea: 2250
  • livingareaunits: Square Feet
  • latitude: 30.630846
  • longitude: -81.452867
  • listagentfullname: MELISSA RICKS
  • listagentemail: melissa@melissaricksrealestate.com
  • listagentkey: 3yd-NEFMLS-62792
  • listagentmlsid: 62792
  • listagentpreferredphone: 9045488540
  • listagentofficephone: 9045488540
  • listofficekey: 3yd-NEFMLS-F65533
  • listofficemlsid: F65533
  • disclaimer: Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: NEFMLS
  • yearbuilt: 2004
  • listingcontractdate: 2026-08-06
  • listagenturl: http://www.jacksonvillekw.com
  • countyorparish: Nassau
  • parcelnumber: 000030031500330000
  • elementaryschool: Emma Love Hardee
  • highschool: Fernandina Beach
  • appliances: Convection Oven, Dishwasher, Disposal, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
  • cooling: Central Air
  • constructionmaterials: Stucco
  • heating: Central
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 2
  • parkingtotal: 0
  • parkingfeatures: Open, Garage
  • roof: Shingle
  • view: Water
  • waterfrontyn: True
  • franchiseaffiliation: Keller Williams Realty
  • interiorfeatures: Breakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
  • waterfrontfeatures: Pond
  • architecturalstyle: Other
  • rooms: Bathroom 1, Bathroom 2, Bedroom 3, Bedroom 2, Bedroom 4, Bedroom 1, Bathroom 3
  • utilities: Cable Available
  • patioandporchfeatures: Patio, Porch
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -81.452866, 30.630846
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Keller Williams Realty, Atlantic Partners", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"melissa@melissaricksrealestate.com", "ListBrokerageCity":"Atlantic Beach", "ListBrokerageCountry":"US", "ListBrokerageEmail":"klrw671@kw.com", "ListBrokerageLogoUrl":"http://brokerlogos.listhub.net/NEFMLS/c5ababc31f65d441011f66ad28ac0106/20140423191017878.png", "ListBrokerageName":"Keller Williams Realty, Atlantic Partners", "ListBrokeragePhone":"(904) 247-0059", "ListBrokeragePostalCode":"32233", "ListBrokerageStateOrProvince":"FL", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"1071 Atlantic Blvd", "ListBrokerageWebsiteUrl":"http://www.jacksonvillekw.com", "ListOfficeAddress1":"4800 FIRST COAST HIGHWAY STE 230", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"F65533", "ListOfficeCity":"FERNANDINA BEACH", "ListOfficeCountry":"US", "ListOfficeEmail":"klrw671@kw.com", "ListOfficePostalCode":"32034", "ListOfficeStateOrProvince":"FL", "ListPriceCurrencyType":"USD", "ListingTitle":"SINGLE_FAMILY - Other - Fernandina Beach, FL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/96004-Montego-Bay_Fernandina-Beach_FL_32034_M56634-78444?f=listhub&s=NEFMLS&m=2158836&c=rexren", "MLSModificationTimestamp":"2026-08-06 15:16:05", "Neighborhoods":[{"Description":null, "Name":"Isleworth"}], "PostalCode":null, "RoomCount":null, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":8382, "TaxDescription":null, "TaxYear":"2025"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 8/8/2026 1:26:12 AM GMT
Source Updated Date: 8/12/2026 6:50:36 PM GMT

Courtesy of: MELISSA RICKS, KELLER WILLIAMS REALTY ATLANTIC PARTNERS, melissa@melissaricksrealestate.com

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.