9437 LEMON DROP Loop Virtually Staged. What an incredible opportunity to own this beautifully upgraded, energy-efficient home-while also taking advantage of a Hillsborough County buyer assistance program offering up to $30, 000 toward down payment and closing costs for eligible purchasers. Assistance is subject to program qualification requirements through approved lender; please inquire for details. That rare combination of affordability, upgrades, energy efficiency, and peaceful water views is exactly what you'll find in this beautifully maintained 3-bedroom, 2-bath split floor plan home in the Belmont community of Sun City Center. Designed for modern living, this home features an open and inviting layout with a vaulted ceiling in the main living area and tile flooring throughout-no carpet anywhere for a clean, low-maintenance lifestyle. The chef-inspired kitchen is the heart of the home, showcasing granite countertops, a large center island, white shaker-style cabinetry, GE stainless steel appliances, and a natural gas range, all seamlessly connected to the main living and dining spaces for easy entertaining. The private owner's suite offers a relaxing retreat with a dual-sink vanity and a spacious walk-in closet complete with custom white built-in organizers. Ceiling fans in every room enhance comfort year-round. Step outside to the extended screened lanai overlooking a tranquil pond, where Florida living truly comes to life. The fully vinyl fenced backyard provides privacy and flexibility for pets, gatherings, or simply enjoying the outdoors. This home stands apart with exceptional efficiency and system upgrades, including paid-off Tesla solar panels for significantly reduced energy costs, a Rinnai tankless natural gas water heater, Kinetico whole-house water softener, Rain Bird irrigation system, natural gas appliances, vinyl insulated dual-pane energy-efficient windows, and corrugated aluminum impact shutters for added protection and peace of mind. Residents of Belmont enjoy resort-style amenities with low HOA fees. The amenity center is located at 10050 Paseo Al Mar Blvd, including two community pools, tennis courts, basketball court, dog park, playground, and a fire pit overlooking the lake-a true extension of your backyard lifestyle. This is a rare opportunity to own a move-in ready, energy-efficient home with water views, extensive upgrades, and meaningful financial assistance that can significantly reduce upfront costs.