9427 Valley Ridge BUY DIRECT FROM OWNER - NO BANKS! No SSN or credit score required-just steady income and the desire to own. At closing, you become the homeowner. Updated in 2023, this beautiful home offers modern comfort, flexible living spaces, and access to top neighborhood amenities in one of San Antonio's most desirable areas. The open floor plan features a cozy fireplace and a modern kitchen with stainless steel appliances, updated finishes, and ample counter space. The primary suite includes a full bath and double vanity. A bonus room or casita with a window AC unit is perfect for guests, an office, or a fifth bedroom. The large backyard has two storage units, one with a fan and window AC. A converted garage provides extra living or workspace. Roof and HVAC were replaced within the last three years. This move-in-ready home is an incredible opportunity to own in a well-established community.