9418 Split Rail Lane Opportunities like this are hard to come by! This completely renovated 4 bed, 2 bath home offers turnkey living on a private, fenced lot with NO HOA or restrictions. Featuring over 1, 400 square feet, this home has been thoughtfully updated with fresh paint, LVP flooring, elevated kitchen finishes & modern touches throughout. Upon entry, you're welcomed by an inviting open-concept layout where the family room & kitchen flow seamlessly. The living room is centered around a cozy brick, wood-burning fireplace, adding character & charm to the heart of the home. The bright, white, modernized kitchen features quartz countertops, a sleek tile backsplash, stainless steel appliances, updated hardware & rich walnut bar seating-perfect for everyday living & easy entertaining. Primary suite feels bright & spacious, conveniently located steps across the hall from a beautifully updated full bath with a tub & tile shower surround. Three generously sized secondary bedrooms are split between the first & second floor. The 4th bedroom can also function as a bonus space, large enough for a pool table, movie room, home office, or other flex space to fit your family's needs-the options are endless! Living space extends outdoors to a spacious, newly constructed & stained rear deck overlooking the large ~0.3-acre lot. With a partial privacy fence already installed, the backyard is ideal for relaxing & enjoying North Carolina weather year-round. The 238 SF storage shed with electricity provides valuable extra space & could even be used as a workshop or home gym! Located on the Mint Hill side of Charlotte with convenient access to I-485 & Hwy 74. Just 20 minutes to Uptown Charlotte & downtown Matthews, where you'll find shopping, dining & endless entertainment. For the buyer looking for a quiet setting, modern finishes & a location that doesn't sacrifice convenience-this one truly hits the mark! HUGE BUYER INCENTIVE: This property qualifies for 100% financing, no PMI, a $5, 000 grant toward closing costs & $5, 000 toward down payment assistance. Contact listing agent for details.