923 Efird Street 97 AFFORDABILITY - A Noun- "the fact of being cheap enough that people can afford to buy it or pay it". HOME BUYER'S WANT AFFORABILITY BUT A $200, 000, $300, 000, $400, 000 HOME IS NOT THE ANSWER. Consider this home as a STARTER. It is affordable and likely to qualify for FHA, VA. USDA and State Employees Credit Union financing. With as little as nothing down excluding closing costs or no more than 3.5% down and perhaps with seller contribution, if agreed upon, this could be your home. Perhaps not your forever home but A STEPPING STONE to bigger and better. It will be your first home, your first investment, something that brings value that GROWES MONEY! MAKE THAT FIRST STEP!!! YOU ARE NOT SAVING MONEY BY RENTING!