920 W Balboa Ideally situated on the coveted Peninsula of Newport Beach, this beautifully updated duplex presents a rare opportunity to own a prime coastal asset just moments from both the beach and the bay. Offering exceptional versatility, the property is equally compelling as a strategic investment or an owner-user residence with income potential. Each unit features 2 bedrooms and 2 bathrooms, thoughtfully renovated with elevated, contemporary finishes. Stone slab countertops, stainless steel appliances, and new flooring enhance the open-concept interiors, creating bright, airy living spaces designed for modern coastal living. The lower residence opens to an expansive private patio, delivering effortless indoor-outdoor flow ideal for entertaining or unwinding in the ocean breeze. Above, the upper unit is distinguished by dramatic bifold doors that fully retract to a generous second-story deck, seamlessly extending the living area and embodying the relaxed sophistication of Southern California’s beach lifestyle. Further elevating the opportunity, architectural plans have been submitted to the City to expand the property to approximately 3, 500 square feet, with architectural and city fees already paid. Upon completion, the projected value is estimated to exceed $6, 000, 000—offering meaningful upside and the advantage of securing a premier Peninsula location with future expansion already in progress. Located just moments from the sand, harbor, award-winning schools, and some of Newport Beach’s most sought-after restaurants and boutique shops, the property combines lifestyle appeal with long-term value. Whether acquired as an income-producing asset, a primary residence with rental flexibility, or a turnkey coastal retreat, this updated duplex delivers quality, scalability, and an exceptional location in one of Orange County’s most desirable enclaves