903 20TH AVENUE W STUNNING PALMETTO WATERFRONT HOME THAT IS ABSOLUTELY MOVE-IN READY — JUST BRING YOUR BAGS AND BOAT! Tucked away on a protected DEEP water canal with NO BRIDGES and direct access to the Manatee River, Tampa Bay, and the Gulf, this Key West inspired waterfront retreat is truly a boater’s dream. From the moment you arrive, you’ll be captivated by the lush tropical landscaping and easy care xeriscape design that create a vibrant yet low maintenance setting. The striking curb appeal continues inside, where pride of ownership is undeniable. Beautifully maintained and thoughtfully updated, this home shines with meticulous care & attention to detail, a true showcase of quality and comfort for those who love life on the water! The great room design keeps your focus on the water views and natural light pouring in through the many windows and sliding doors. Gorgeous wood flooring adds richness throughout the main spaces, while a wood burning fireplace anchors the living area. The chef inspired kitchen exudes warmth and elegance with custom wood cabinetry, rich granite countertops, and a spacious center island perfect for entertaining. Stainless steel appliances, a built in wine cooler, and a sleek induction cooktop combine style and function, while under cabinet lighting and a designer backsplash add a refined touch. An open flow to the living and dining areas creates the ideal space for both everyday living and hosting with ease. The primary suite feels like a private hideaway with its spa-inspired bathroom, Norstone stone shower walls, custom double vanities, and charming beadboard ceilings. A multi-purpose bonus room adds flexibility with built-in office cabinetry, wine storage, a walk-in pantry, and additional laundry storage. The additional two bedrooms are generously sized and perfect for children or guests. Walls of glass in the sun-filled Florida room with eight sliding doors opening to the water, blurring the lines between indoor and outdoor living. The screened-in pool is heated & chilled, offering the perfect place to relax after a long day. This property has NEVER EXPERIENCED FLOODING, providing peace of mind that many waterfront homes cannot match. The real magic of this home is found by the water — featuring a 60-ft composite dock with water, power, lights, a fish-cleaning station, and a 7, 500-lb boat lift. For larger vessels, the dock provides 5 foot depth at low tide plus a 15/30/50-amp power station, making it ready for yachts up to 60 feet. Behind the home, a tropical backyard oasis unfolds with a low-maintenance riprap seawall, palms and native plantings, and a dockside lounge with built-in swings and Bluetooth speakers. Additional perks include a fantastic shed that doubles as a tackle locker and a covered outdoor area perfect for grilling. With NO HOA OR DEED RESTRICTIONS, it’s perfectly suited for a full-time residence, seasonal escape, or high-performing short term rental. Centrally located just minutes from Sarasota, Bradenton, St. Petersburg, and Tampa — with quick access to beaches, airports, and dining. Ride your bike to the 365-acre Emerson Point Preserve on Snead Island, offering nature trails, kayaking, and sunsets. The nearby Bradenton Yacht Club features a swimming pool, social events, boating amenities & dining. With its laid-back atmosphere, natural beauty, & strong sense of community, Palmetto is truly a special place...and this property is more than a home...it’s a way of life!