8862 Hectare Road New Price Improvement & Eligible For 100% Financing! This meticulously maintained 4-bedroom, 2.5-bathroom home boasts an incredible value for buyers seeking space, privacy, and modern upgrades. Homes in this neighborhood are selling for $430, 000+; you have the chance to walk into INSTANT EQUITY! Situated on a private 1-acre lot with NO HOA, this property offers rare seclusion within a quiet neighborhood, featuring an unbuilt adjacent lot that provides a natural, wooded buffer. The home is truly move-in ready, featuring significant capital investments including a brand-new 2025 A/C unit, fresh interior paint and carpet (2025), a 2020 roof, a septic tank pumped in 2025, and a professional irrigation system. The main level offers an open-concept flow centered around a spacious kitchen with granite countertops and updated appliances, alongside a dedicated main-floor office/dining space and a master suite with tray ceilings. A massive, unfinished daylight basement provides a clean slate for custom living space, while the rear deck and covered front porch offer perfect outdoor relaxation spots. An original side yard provides more flexibility for this property. Our preferred lender is offering a $1, 500 lender credit plus access to FHLB grant programs providing qualifying buyers between $15, 000-$20, 000 in closing cost assistance.