86781 LAZY LAKE Circle Refined design meets everyday comfort in this exceptional, nearly new 4-bedroom, 3.5-bath home with an upstairs loft, offering 2, 806 square feet of beautifully curated living space thoughtfully designed for effortless family living. The light-filled, open-concept layout showcases luxury vinyl plank flooring, custom accent walls, and a modern electric fireplace framed in shiplap. The gourmet kitchen is a true showpiece, with stainless steel appliances, quartz countertops, upgraded fixtures, 42'' cabinetry, and a large statement island ideal for gathering. A built-in coffee station and an oversized pantry with a butler's area and additional cabinetry provide exceptional storage. The downstairs Owner's suite is a peaceful sanctuary. Upstairs, three generously sized bedrooms include one with its own private en-suite bathroom, offering the perfect retreat for guests, teens, or multigenerational living, while the remaining bedrooms share a well-appointed full bath. Each bedroom features walk-in closets. The upstairs loft bonus area provides flexible space for a playroom, media lounge, home office, or homework hub. Indoor living flows seamlessly to a screened porch overlooking a serene wooded preserve, with an extended paver patio perfect for entertaining. Premium touches include an epoxy garage floor with added storage, an extended paver driveway, and a white vinyl privacy fence. Tucked within a welcoming community offering a pool, park, and playground, this home features low HOA fees and NO CDD. Ideally located just a short drive to Amelia Island's beaches, shopping, and dining, with convenient access to JAX in 15 minutes and Kings Bay Naval Base in just 25 minutes. This home truly offers the lifestyle you've been dreaming of.