8264 SETTLERS CREEK LOOP Situated on a quiet, expansive corner lot in Settlers Creek North in the heart of Polk County, this move-in-ready home offers privacy, space, and an established setting with mature trees and an outstanding location. Backing to a pond with no rear neighbors, the property enjoys peaceful views of wild birds and ducks, creating a serene backdrop for everyday living. Designed for family living and entertaining, the spacious open floor plan offers over 2, 200 square feet with four bedrooms and two and a half baths. The first floor features a large living room that opens to the kitchen, making it ideal for gatherings. A bonus room on the main level provides flexible space for a den or home office, along with a convenient half bath for guests. The dining area connects seamlessly to the kitchen for easy entertaining. The eat-in kitchen is generously sized and well appointed with stainless steel appliances, an island, two pantries, and French doors that lead to an open rear patio and a PVC privacy-fenced backyard. Wood-look ceramic tile flooring enhances the living areas and bonus room, adding both style and durability. Upstairs, the primary suite offers a private retreat with pond views and an ensuite bath featuring a garden tub, separate shower, dual sinks, and his-and-her walk-in closets. Two additional bedrooms, a full bath, and a versatile loft complete the second level. The loft is currently used as a fourth bedroom and includes its own closet, making it ideal for flexible living needs. The interior laundry room is conveniently located off the two-car garage. This home’s location adds to its appeal, with nearby grocery stores, restaurants, Lakeland Square Mall, the Shoppes of Lakeland, and Lakeland Regional Health Medical Center just seven miles away. With its combination of privacy, space, natural views, and convenient access to everyday amenities, this property offers a well-rounded lifestyle in a desirable Polk County community.