823 W 20th Welcome to Vista Del Oro, where space, views, and opportunity come together in this expansive 4-bedroom, 2, 606 sq ft residence. Thoughtfully designed with both comfort and flexibility in mind, this home features a generous main living area along with a separate family room that can easily be converted into a 5th bedroom, home office, or guest suite. A welcoming foyer with soaring ceilings sets the tone, leading into light-filled living spaces ideal for both everyday living and entertaining. The kitchen is complemented by a charming breakfast nook, creating the perfect spot for casual dining. Upstairs, the spacious primary suite offers a private retreat complete with a balcony and sweeping harbor views—an ideal place to unwind. A second balcony extends from the main living area, enhancing the indoor-outdoor flow and capturing the coastal breeze. Additional highlights include a 3-car garage with a convenient interior staircase providing direct access to the home, a durable tile roof, and forced heating. The private yard offers a peaceful outdoor setting, while the adjacent unused city-owned lot—currently enjoyed by the owner—features a variety of fruit trees including peach, lemon, orange, and grapefruit, adding a unique garden-like extension to the property. Built in 1984, this home presents a wonderful opportunity to update and personalize while adding value in a highly desirable neighborhood. Located in the sought-after Vista Del Oro community, this property combines size, versatility, and potential in one exceptional offering.