823-825 W Villard Street Investment Opportunity + Owner-Occupy Potential! Just .3 miles from Main Street. Live upstairs and let the downstairs tenants help pay a substantial portion of your mortgage! With just 10% down at a 6.75% interest rate, estimated principal & interest payments could be approximately $2, 728/month after the reduction of the downstairs rent (subject to lender approval, rate changes, and buyer creditworthiness). Downstairs tenants are currently leased at $2, 200/month through 4/30/2027, offering immediate rental income and strong owner-occupy potential. This duplex features matching upper and lower floor plans, each offering 3 bedrooms, 1 full bath, and 1 half bath, (the private half bath is connected to one bedroom in each unit). The main level also includes a spacious rec/flex room with potential to convert into a 4th bedroom, office, or additional living space. Situated on a corner lot with two fenced yards (each unit has a storage shed), this property offers excellent functionality for tenants or owner occupants alike. Each unit also includes its own separate washer and dryer for added convenience. Major updates include new exterior paint and trim in 2023, lower full bathroom remodel in 2023, lower unit vinyl windows replaced in 2017, upper unit vinyl windows replaced and trim added in 2023, both water heaters replaced in 2018, and gutters added in 2023. Conveniently located near schools, parks, shopping, entertainment, and everyday amenities, this duplex has an excellent rental history and presents a fantastic opportunity for investors or buyers looking to offset housing costs with rental income.