79338 Cool Reflection Experience affordable luxury in this resort-style 55+ community in La Quinta. Priced at just $381, 000 after a remarkable $56, 000 silent second mortgage incentive, this move-in ready home in the highly desirable Watercolors neighborhood offers the ultimate low-maintenance desert lifestyle. This fully upgraded, corner-lot property features a bright, open floor plan with vaulted ceilings, a cozy fireplace, three spacious bedrooms, and two bathrooms. You will love the seamless indoor-outdoor living with a private patio perfect for entertaining, plus the convenience of a spacious two-car garage. Designed for easy everyday comfort, the HOA covers your cable and Wi-Fi to keep your monthly overhead low while you enjoy premium resort amenities, including a community clubhouse, sparkling pool, and heated spa. ?This incredible La Quinta real estate opportunity features a total purchase price of $440, 000, but the exclusive La Quinta Housing Authority program drops your effective price to $381, 000. To qualify for this affordable retirement home, the property must be your primary, owner-occupied residence, meaning no investors, rentals, or all-cash purchases are permitted. Buyers must also meet the 2025 Riverside County moderate-income limits to be eligible. The qualifying income range is $62, 651 to $87, 300 for a single person, $71, 601 to $99, 750 for two people, $80, 551 to $112, 250 for three people, $89, 501 to $124, 700 for a four-person household.