79338 Cool Reflection Own a Premium La Quinta Home for Just $381, 000 Out-of-Pocket! Take advantage of an incredible, rare opportunity to secure a beautiful, fully upgraded 3-bedroom, 2-bathroom corner lot home in the desirable Watercolors 55+ community. This highly affordable, low-maintenance residence features an inviting layout with airy vaulted ceilings, a cozy fireplace, a private patio, a generous two-car garage, and community perks like a clubhouse, pool, spa, and included cable/Wi-Fi. Items included in purchase: Washer, Dryer, Refrigerator, Patio furniture  Please note: To qualify for this community, buyers must use the home as their primary residence. No investment buyers, rentals, or all-cash purchases are permitted.   Pricing, Financing, and Income Qualifications: The financial breakdown for this affordable housing program is as follows: The total purchase price is $440, 000, which includes a $56, 000 silent second mortgage held by the La Quinta Housing Authority. This drastically lowers the buyer's actual out-of-pocket base cost to just $381, 000 (minus a $3, 000 earnest money deposit or the final negotiated price).   To qualify, the combined gross income for moderate-income households must fall within the official 2025 Riverside County Housing Authority limits:   1-person household: $62, 651 – $87, 300   2-person household: $71, 601 – $99, 750   3-person household: $80, 551 – $112, 250   4-person household: $89, 501 – $124, 700