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732 Garrard Street
Covington KY 41011 US

$725,000

Active Listing ID 637048
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4 bed
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4.00 Bath (3 Full , 1 Half)
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Lot: 0.22 Acres
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Single Family Residence

$725,000

Active Listing ID 637048
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732 Garrard Street Nestled in Covington's historic Licking Riverside district, 732 Garrard Street blends modern comfort with timeless charm. This four-bedroom, four-bath home offers nearly 2, 500 square feet of open, light-filled living. The main level flows seamlessly from the spacious kitchen and dining area to a bright living room ideal for entertaining. Upstairs, the primary suite features a private deck and spa-style bath, while additional bedrooms offer flexibility for guests or office space. Efficiency upgrades include all-new luxury Pella windows, enhanced insulation, split HVAC systems, and a tankless water heater. Outdoor living shines with dual decks, covered parking, and a generous fenced lot-rare for this walkable neighborhood. Moments from MainStrasse, the riverfront, and downtown Cincinnati, this home combines luxury, efficiency, and location in perfect balance.

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Property Features

  • Facts
  • Lot Size: 0.22 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 3
  • 1/2 Bathrooms: 1
  • Cooling System: Central Air
  • Roof Type: Shingle, Asphalt
  • Heating Fuels: Electric (Heating), Forced Air, Heat Pump (Heating), Natural Gas
  • Additional Features
  • Basement

School Information

  • School
  • First District Elementary(Elementary)
  • Holmes Middle School(MiddleSchool)
  • Holmes Senior High(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 725000
  • unparsedaddress: 732 Garrard Street
  • postalcity: Covington
  • stateorprovince: KY
  • country: US
  • postalcode: 41011
  • bathroomsfull: 3
  • bathroomshalf: 1
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.22
  • lotsizeunits: Acres
  • lotsizearea: 0.22
  • livingarea: 2365
  • livingareaunits: Square Feet
  • latitude: 39.08327
  • longitude: -84.504592
  • listagentfullname: Ana Williams
  • listagentemail: ana.at.williams@gmail.com
  • listagentkey: 3yd-NKARKY-432513384
  • listagentmlsid: 432513384
  • listagentpreferredphone: 8886246448
  • listagentofficephone: 8886246448
  • listofficekey: 3yd-NKARKY-o429507773
  • listagentstatelicense: 288724
  • listofficemlsid: o429507773
  • disclaimer: Copyright © 2025 Northern Kentucky MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: NKARKY
  • listingcontractdate: 2025-10-10
  • listagenturl: https://ky.exprealty.com/
  • countyorparish: Kenton
  • parcelnumber: 054-23-27-003.00
  • elementaryschool: First District Elementary
  • highschool: Holmes Senior High
  • elementaryschooldistrict: Covington Indep
  • middleorjuniorschooldistrict: Covington Indep
  • highschooldistrict: Covington Indep
  • appliances: Stainless Steel Appliance(s), Gas Range, Refrigerator
  • cooling: Central Air
  • constructionmaterials: Brick, Wood Siding
  • heating: Electric (Heating), Forced Air, Heat Pump (Heating), Natural Gas
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 3
  • parkingtotal: 0
  • parkingfeatures: Off Street
  • roof: Shingle, Asphalt
  • waterfrontyn: False
  • franchiseaffiliation: None
  • architecturalstyle: Other
  • rooms: Bedroom 3, Bedroom 1, Bedroom 2, Basement, Dining Room, Laundry Room, Bathroom 4, Bedroom 4, Laundry Room, Bathroom 3, Bathroom 2, Bathroom 1
  • utilities: Natural Gas Available
  • basement: Unfinished
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: False
  • internetconsumercommentyn: False
  • location: -84.50459, 39.08327
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"eXp Realty", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"ana.at.williams@gmail.com", "ListBrokerageCity":"Prospect", "ListBrokerageCountry":"US", "ListBrokerageEmail":"ky.broker@exprealty.net", "ListBrokerageLogoUrl":null, "ListBrokerageName":"eXp Realty", "ListBrokeragePhone":"(188) 862-4644", "ListBrokeragePostalCode":"40059", "ListBrokerageStateOrProvince":"KY", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"5964 Timber Ridge DR", "ListBrokerageWebsiteUrl":"https://ky.exprealty.com/", "ListOfficeAddress1":"2303 Hurstbourne Village #300 ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"o429507773", "ListOfficeCity":"Louisville", "ListOfficeCountry":"USA", "ListOfficeEmail":"ky.broker@exprealty.net", "ListOfficePostalCode":"40299", "ListOfficeStateOrProvince":"KY", "ListPriceCurrencyType":"USD", "ListingTitle":"SINGLE_FAMILY - Other - Covington, KY", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/732-Garrard-St_Covington_KY_41011_M44346-58054?f=listhub&s=NKARKY&m=637048&c=rexren", "MLSModificationTimestamp":"2025-10-24 06:31:24", "Neighborhoods":[{"Description":null, "Name":"K01 - Covington North"}], "PostalCode":null, "RoomCount":12, "StateOrProvince":null, "Taxes":[], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 10/24/2025 7:10:53 AM GMT
Source Updated Date: 12/5/2025 6:42:08 PM GMT

Courtesy of: Ana Williams, eXp Realty, LLC, ana.at.williams@gmail.com

Copyright © 2025 Northern Kentucky MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.