701 & 703 38TH AVENUE N Multi-Generational Home with Permitted Private Apartment This beautifully renovated corner-lot property offers exceptional flexibility for today’s lifestyles, featuring a 3-bedroom, 2-bath main residence plus a fully permitted 1-bedroom private apartment—ideal for multi-generational living, extended family, guests, a private home office, or supplemental income to help offset ownership costs. Designed for low-maintenance ownership, the home has undergone extensive capital improvements, including two new HVAC systems, all-new electrical wiring with two new panels, separate electric meters, two new water heaters, new kitchens and baths, updated flooring, fresh interior and exterior finishes, professional landscaping, hurricane-rated impact windows in the main house, and a roof replaced approximately six years ago. These major upgrades significantly reduce future repair concerns and deliver true move-in-ready peace of mind. Alley access enhances privacy, parking, and functionality, while the legally permitted apartment provides long-term versatility rarely found in comparable properties. No flood damage, no storm damage, and no deferred maintenance—this is a property built for durability and ease. Strategically priced at $649, 000, this turn-key St. Petersburg home offers outstanding value for buyers seeking flexibility, minimal upkeep, and a fully updated investment in a highly sought-after Allendale Terrace.