6743 Misty Creek Lane VA LOAN ASSUMPTION AVAILABLE - RATE BELOW 5%! Take advantage of a rare opportunity to assume a low-interest VA loan and dramatically lower your monthly payment. This stunning home is in the exclusive gated community of Misty Creek and offers exceptional privacy, top-tier security, and luxury upgrades throughout. Step into an open-concept floorplan filled with natural light, featuring a modern kitchen, elevated finishes, and a spacious living area perfect for entertaining. The backyard is a true showpiece - complete with mature oak trees, a fully built outdoor kitchen, and a beautiful outdoor fireplace, creating the perfect space for year-round gatherings. The seller is offering money toward installing a new fence, allowing you to customize the backyard to your liking. Located in one of the safest and most desirable areas of Temple, this home provides quick access to shopping, top-rated schools, parks, and major commuter routes - giving you convenience without sacrificing community or comfort. Key Highlights: - Assumable VA loan below 5% (huge monthly savings) - Gated community - extremely secure and private - Outdoor kitchen & outdoor fireplace - Beautiful oak trees providing shade and character - Seller credit toward new fencing - Open-concept floorplan with upgraded finishes - Spacious primary suite and modern amenities - Quick access to shopping, schools, parks & primary routes - Home warranty included with acceptable offer