673 Dale Street N This well-maintained up/down duplex offers an excellent opportunity for both owner-occupants and investors in the heart of St. Paul’s Thomas-Dale neighborhood. The main-level unit is currently vacant and features three bedrooms and one bathroom, making it ideal for a buyer who wants to live in one unit while rental income from the upper unit helps cover a large portion of the mortgage. The upper-level unit includes two bedrooms and one bathroom and has strong rental appeal. The location is a major advantage. Situated just minutes from I-94 and close to the Green Line light rail along University Avenue, this property provides easy access to downtown St. Paul, Minneapolis, and the University corridor. Restaurants, shops, transit, and daily conveniences are all nearby, making this a highly desirable area for tenants and owner-occupants alike. This property works well as a first investment, a classic owner-occupied duplex, or as a clean addition to a seasoned investor’s portfolio. It has a history of solid cash flow and long-term rental demand. The seller is also open to discussing contract for deed terms, providing additional flexibility for qualified buyers. A strong duplex in a central, connected neighborhood with multiple paths to value and income.