650 Montgomery Street unit: 402 402 Welcome home to Residence 402 at M650 Flats-an exceptional penthouse loft condo in the heart of Jersey City, just moments from NYC. This stunning industrial-chic home offers the versatility of a one-bedroom plus office/den or a true two-bedroom layout, all wrapped in soaring style and modern convenience. Step through the impressive 8-foot entry door into a dramatic loft space with 12-foot ceilings, exposed brick, steel ductwork, and hardwood floors. Natural light pours in through oversized windows, highlighting the open-concept design and high-end finishes throughout. A custom coat closet, eight interior doors, abundant storage, and an in-unit washer and dryer add everyday luxury. The chef's kitchen is fully updated with sleek quartz countertops, a gas cooktop, and premium Bosch stainless steel appliancesperfect for both cooking and entertaining. The living and dining areas flow effortlessly, creating an airy, loft-style environment ideal for modern living. The king-sized primary bedroom suite is a serene retreat, offering enough space for an office, lounge, or workout area. It features a custom walk-in closet and a spa-inspired bathroom complete with a dreamy waterfall glass-enclosed shower, double vanity, heated floors, and a heated towel rack. A beautifully finished second full bathroom serves the additional bedroom or office/den with equal sophistication. Enjoy direct access to a private balcony off the bedroom, as well as rooftop access where you can unwind and take in breathtaking NYC skyline views. Central air, forced hot air, and newer upgrades throughout ensure year-round comfort. M650 Flats is a boutique elevator building offering a secure private entry, an updated lobby, a virtual doorman, a package room, garage parking, and a shared roof deck with panoramic Manhattan views. Commuting is effortless with the NJ Transit bus stop right outside, CitiBike at the corner, and Journal Square PATH station just minutes away. Surrounded by million-dollar residences and located in vibrant McGinley Square, Residence 402 delivers unmatched style, comfort, and convenienceurban loft living at its very best.