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644 16TH STREET
PANAMA CITY BEACH FL 32413 US

$275,000

Active Listing ID O6398252
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2 bed
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2.00 Bath (2 Full)
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Lot: 0.17 Acres
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Duplex

$275,000

Active Listing ID O6398252
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644 16TH STREET Discover peaceful coastal living in the highly sought-after Laguna Beach / West End area of Panama City Beach! This charming 2-bedroom, 2-bathroom half-duplex home offers the perfect blend of relaxed residential charm and smart investment potential. Situated on a quiet residential street on a corner lot with a no-outlet cul-de-sac, traffic stays to a minimum. No HOA or CDD! No flood insurance required (Zone X). Just under 1 mile to public beach access, you’re only minutes from sugar-white sands and emerald Gulf waters—without the crowds, traffic, or tourist hustle of central PCB. Enjoy nearby hiking trails at Camp Helen State Park (5 miles). Grocery options are very convenient: Carousel Supermarket and Publix are both under 3 miles away, with additional shopping and dining just 6 miles east at Pier Park or Rosemary Beach / Seacrest a short drive further west. For the boaters, public boat ramps at Lake Powell Park or B.V. Buchanan Park are both under 15 minutes away. Perfect for first-time buyers seeking an affordable entry into beach-area living, VA military and veterans (convenient to Tyndall AFB and the VA West End Clinic), investors looking for a turnkey short- or long-term rental property, or those just wanting a quiet, low-maintenance retreat away from high-traffic zones. For investors or those seeking an income-producing second home, this property has a proven 5-year track record as a successful short-term rental, delivering excellent income potential. Additional features include an oversized double-driveway with plenty of room for an RV or 30' boat/trailer, plus a spacious fenced-in yard perfect for your pets, complete with a workshop and additional shed! Turnkey opportunity in one of Panama City Beach’s most desirable and peaceful West End pockets—where authentic beach lifestyle meets smart ownership!

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Property Features

  • Facts
  • Lot Size: 0.17 Acres
  • Property Type: Residential
  • Property Sub-type: Duplex
  • Features
  • Full Bathrooms: 2
  • Cooling System: Central Air
  • Exterior Finish: Corner Lot, Paved, Fencing, Private Yard, Sliding Doors
  • Floor Covering: Hardwood
  • Roof Type: Metal
  • Heating Fuels: Central, Heat Pump (Heating)

Property

  • propertytype: Residential
  • propertysubtype: Duplex
  • listprice: 275000
  • unparsedaddress: 644 16TH STREET
  • postalcity: PANAMA CITY BEACH
  • stateorprovince: FL
  • country: US
  • postalcode: 32413
  • bathroomsfull: 2
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.17
  • lotsizeunits: Acres
  • lotsizearea: 0.17
  • livingarea: 863
  • livingareaunits: Square Feet
  • latitude: 30.250884
  • longitude: -85.929468
  • listagentfullname: Sean Rooney
  • listagentemail: rooneyrealtyorlando@gmail.com
  • listagentkey: 3yd-MFRMLSFL-261223964
  • listagentmlsid: 261223964
  • listagentpreferredphone: 4074761559
  • listagentofficephone: 8773662213
  • listofficekey: 3yd-MFRMLSFL-261016803
  • listagentstatelicense: 3441251
  • listofficemlsid: 261016803
  • disclaimer: Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: MFRMLSFL
  • yearbuilt: 1984
  • listingcontractdate: 2026-04-14
  • listagenturl: https://www.lpt.com/
  • countyorparish: Bay
  • parcelnumber: 36582-144-000
  • appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • cooling: Central Air
  • constructionmaterials: Frame, Stucco
  • flooring: Hardwood
  • heating: Central, Heat Pump (Heating)
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 0
  • parkingtotal: 0
  • parkingfeatures: Boat, Driveway, Guest, Off Street, Oversized, RV
  • roof: Metal
  • waterfrontyn: False
  • interiorfeatures: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-in Closet(s)
  • exteriorfeatures: Corner Lot, Paved, Fencing, Private Yard, Sliding Doors
  • architecturalstyle: Other
  • rooms: Bathroom 1, Bathroom 2, Bedroom 1, Bedroom 2, Kitchen, Living Room
  • securityfeatures: Smoke Detector(s)
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • fencing: Fenced
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: False
  • location: -85.92947, 30.250883
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"LPT Realty, LLC.", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"rooneyrealtyorlando@gmail.com", "ListBrokerageCity":"Lake Mary", "ListBrokerageCountry":"US", "ListBrokerageEmail":"boards@lpt.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"LPT Realty, LLC.", "ListBrokeragePhone":"(877) 366-2213", "ListBrokeragePostalCode":"32746", "ListBrokerageStateOrProvince":"FL", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"1400 S. International Parkway", "ListBrokerageWebsiteUrl":"https://www.lpt.com/", "ListOfficeAddress1":"1400 South International Parkw", "ListOfficeAddress2":"Suite 1020", "ListOfficeBrokerMlsId":null, "ListOfficeCity":"Lake Mary", "ListOfficeCountry":"US", "ListOfficeEmail":"flbrokers@lptrealty.com", "ListOfficePostalCode":"32746", "ListOfficeStateOrProvince":"FL", "ListPriceCurrencyType":"USD", "ListingTitle":"Half Duplex - PANAMA CITY BEACH, FL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/644-16th-St_Panama-City-Beach_FL_32413_M58098-62949?f=listhub&s=MFRMLSFL&m=O6398252&c=rexren", "MLSModificationTimestamp":"2026-04-16T09:14:10Z", "Neighborhoods":[], "PostalCode":null, "RawPropertySubType":"Half Duplex", "RawPropertyType":"Residential", "RoomCount":4, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":1503.36, "TaxDescription":null, "TaxYear":"2025"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 4/16/2026 3:06:04 PM GMT
Source Updated Date: 4/17/2026 6:44:12 PM GMT

Courtesy of: Sean Rooney, LPT REALTY, LLC, rooneyrealtyorlando@gmail.com

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.