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644 16TH Street
PANAMA CITY BEACH FL 32413 US

$219,900

Active Listing ID O6398252
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2 bed
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2.00 Bath (2 Full)
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Lot: 0.17 Acres
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Duplex

$219,900

Active Listing ID O6398252
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644 16TH Street Discover peaceful coastal living in the highly sought-after Laguna Beach / West End area of Panama City Beach! This charming 2-bedroom, 2-bathroom half-duplex home offers the perfect blend of relaxed residential charm and smart investment potential. Situated on a quiet residential street on a corner lot with a no-outlet cul-de-sac, traffic stays to a minimum. No HOA or CDD! No flood insurance required (Zone X). Just under 1 mile to public beach access, you're only minutes from sugar-white sands and emerald Gulf waters-without the crowds, traffic, or tourist hustle of central PCB. Enjoy nearby hiking trails at Camp Helen State Park (5 miles). Grocery options are very convenient: Carousel Supermarket and Publix are both under 3 miles away, with additional shopping and dining just 6 miles east at Pier Park or Rosemary Beach / Seacrest a short drive further west. For the boaters, public boat ramps at Lake Powell Park or B.V. Buchanan Park are both under 15 minutes away. Perfect for first-time buyers seeking an affordable entry into beach-area living, VA military and veterans (convenient to Tyndall AFB and the VA West End Clinic), investors looking for a turnkey short- or long-term rental property, or those just wanting a quiet, low-maintenance retreat away from high-traffic zones. For investors or those seeking an income-producing second home, this property has a proven 5-year track record as a successful short-term rental, delivering excellent income potential. Additional features include an oversized double-driveway with plenty of room for an RV or 30' boat/trailer, plus a spacious fenced-in yard perfect for your pets, complete with a workshop and additional shed! Turnkey opportunity in one of Panama City Beach's most desirable and peaceful West End pockets-where authentic beach lifestyle meets smart ownership!

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Property Features

  • Facts
  • Lot Size: 0.17 Acres
  • Property Type: Residential Multi Family
  • Property Sub-type: Duplex
  • Features
  • Full Bathrooms: 2
  • Cooling System: Central Air
  • Exterior Finish: Private Yard, Sliding Doors
  • Floor Covering: Hardwood
  • Roof Type: Metal
  • Heating Fuels: Heat Pump (Heating), Central
  • Additional Features
  • Patio

Property

  • propertytype: Residential Multi Family
  • propertysubtype: Duplex
  • listprice: 219900
  • unparsedaddress: 644 16TH Street
  • postalcity: PANAMA CITY BEACH
  • stateorprovince: FL
  • country: US
  • postalcode: 32413
  • bathroomsfull: 2
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.17
  • lotsizeunits: Acres
  • lotsizearea: 0.17
  • livingarea: 863
  • livingareaunits: Square Feet
  • latitude: 30.250884
  • longitude: -85.929468
  • listagentfullname: Sean Rooney
  • listagentemail: rooneyrealtyorlando@gmail.com
  • listagentkey: 3yd-MFRMLSFL-261223964
  • listagentmlsid: 261223964
  • listagentpreferredphone: 4074761559
  • listagentofficephone: 4074761559
  • listofficekey: 3yd-MFRMLSFL-261016803
  • listofficemlsid: 261016803
  • disclaimer: Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: MFRMLSFL
  • yearbuilt: 1984
  • listingcontractdate: 2026-04-14
  • listagentfax: 8772682889
  • listagenturl: https://seanrooney.realtor/
  • countyorparish: Bay
  • parcelnumber: 36582-144-000
  • appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • cooling: Central Air
  • constructionmaterials: Stucco, Frame
  • flooring: Hardwood
  • heating: Heat Pump (Heating), Central
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 0
  • parkingfeatures: Boat, Oversize, Off Street, Driveway, Guest, RV
  • roof: Metal
  • waterfrontyn: False
  • franchiseaffiliation: None
  • interiorfeatures: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
  • exteriorfeatures: Private Yard, Sliding Doors
  • rooms: Family Room, Bathroom 2, Bedroom 1, Bedroom 2, Bathroom 1
  • otherstructures: Storage
  • patioandporchfeatures: Deck, Porch
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • fencing: Chain Link
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: False
  • location: -85.92947, 30.250883
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"LPT Realty, LLC.", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"rooneyrealtyorlando@gmail.com", "ListBrokerageCity":"Lake Mary", "ListBrokerageCountry":"US", "ListBrokerageEmail":"boards@lpt.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"LPT Realty, LLC.", "ListBrokeragePhone":"(877) 366-2213", "ListBrokeragePostalCode":"32746", "ListBrokerageStateOrProvince":"FL", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"1400 S. International Parkway", "ListBrokerageWebsiteUrl":"https://www.lpt.com/", "ListOfficeAddress1":"1400 South International Parkw Suite 1020", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"261016803", "ListOfficeCity":"Lake Mary", "ListOfficeCountry":"US", "ListOfficeEmail":"flbrokers@lptrealty.com", "ListOfficePostalCode":"32746", "ListOfficeStateOrProvince":"FL", "ListPriceCurrencyType":"USD", "ListingTitle":"MULTI_FAMILY - PANAMA CITY BEACH, FL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/644-16th-St_Panama-City-Beach_FL_32413_M58098-62949?f=listhub&s=MFRMLSFL&m=O6398252&c=rexren", "MLSModificationTimestamp":"2026-07-21 15:10:10", "Neighborhoods":[{"Description":null, "Name":"WHITE SANDS ESTATES"}], "PostalCode":null, "RoomCount":4, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":1503, "TaxDescription":"WHITE SANDS ESTATES (2.20) W 60.55' OF LOT 22 BLK B ORB 4688 P 294", "TaxYear":"2025"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 7/23/2026 10:20:36 AM GMT
Source Updated Date: 7/24/2026 12:47:26 AM GMT

Courtesy of: Sean Rooney, LPT REALTY, LLC, rooneyrealtyorlando@gmail.com

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.