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642 E Chicago Street
Elgin IL 60120 US

$399,900

Active Listing ID 12731445
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4 bed
bath icon
3.00 Bath (3 Full)
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Other

$399,900

Active Listing ID 12731445
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642 E Chicago Street Attention investors and savvy buyers-look no further for your next cash-flowing machine in Elgin! Perfectly situated near local schools, parks, and shopping, this outstanding multi-unit property is the ideal turnkey investment or ultimate house-hacking opportunity. The main level offers a bright 2-bedroom, 1-bathroom unit, mirrored by a second 2-bedroom, 1-bathroom unit upstairs, while a full basement provides exceptional potential to generate extra rental income. Adding even more value is a massive garage and workshop, perfect for contractor storage or an additional stream of revenue. Properties with this much upside at this price point are a rare find, so schedule your showing today before this incredible deal slips away!

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Property Features

  • Facts
  • Property Type: Residential Multi Family
  • Property Sub-type: Other
  • Features
  • Full Bathrooms: 3
  • Heating Fuels: Natural Gas
  • Additional Features
  • Basement

Property

  • propertytype: Residential Multi Family
  • propertysubtype: Other
  • listprice: 399900
  • unparsedaddress: 642 E Chicago Street
  • postalcity: Elgin
  • stateorprovince: IL
  • country: US
  • postalcode: 60120
  • bathroomsfull: 3
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeunits: Acres
  • livingarea: 0
  • livingareaunits: Square Feet
  • latitude: 42.037427
  • longitude: -88.265791
  • listagentfullname: Ivan Santos
  • listagentemail: ivan@oneilpropertygroup.com
  • listagentkey: 3yd-MREDIL-267203
  • listagentmlsid: 267203
  • listagentpreferredphone: (630) 788-7273
  • listagentofficephone: 6304258815
  • listofficekey: 3yd-MREDIL-26507
  • listofficemlsid: 26507
  • disclaimer: Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: MREDIL
  • yearbuilt: 1900
  • listingcontractdate: 2026-08-13
  • listagenturl: https://www.oneilpropertygroup.com
  • countyorparish: Kane
  • parcelnumber: 0613282014
  • elementaryschooldistrict: 46
  • middleorjuniorschooldistrict: 46
  • highschooldistrict: 46
  • constructionmaterials: Aluminum Siding, Vinyl Siding, Cedar
  • heating: Natural Gas
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 0
  • parkingtotal: 13
  • parkingfeatures: Garage, Driveway
  • waterfrontyn: False
  • franchiseaffiliation: None
  • rooms: Basement, Bedroom 4, Bedroom 3, Bathroom 3, Bathroom 2, Bathroom 1, Bedroom 1, Bedroom 2
  • basement: Full, Partially Finished
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: False
  • internetconsumercommentyn: False
  • location: -88.26579, 42.037426
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"O'Neil Property Group, LLC", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"kealan@oneilpropertygroup.com", "ListBrokerageCity":"Yorkville", "ListBrokerageCountry":"US", "ListBrokerageEmail":"kealan@oneilpropertygroup.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"O'Neil Property Group, LLC", "ListBrokeragePhone":"(630) 788-7273", "ListBrokeragePostalCode":"60560", "ListBrokerageStateOrProvince":"IL", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"135 E Van Emmon St.", "ListBrokerageWebsiteUrl":"https://www.oneilpropertygroup.com", "ListOfficeAddress1":"201 E. Veterans Parkway ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"26507", "ListOfficeCity":"Yorkville", "ListOfficeCountry":"US", "ListOfficeEmail":"kdo1019@gmail.com", "ListOfficePostalCode":"60560", "ListOfficeStateOrProvince":"IL", "ListPriceCurrencyType":"USD", "ListingTitle":"MULTI_FAMILY - Elgin, IL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/642-E-Chicago-St_Elgin_IL_60120_M78702-41724?f=listhub&s=MREDIL&m=12731445&c=rexren", "MLSModificationTimestamp":"2026-08-15 09:05:03", "Neighborhoods":[{"Description":null, "Name":"Elgin"}], "PostalCode":null, "RoomCount":7, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":6845, "TaxDescription":null, "TaxYear":"2025"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 8/15/2026 9:06:40 AM GMT
Source Updated Date: 8/15/2026 6:52:03 PM GMT

Courtesy of: Ivan Santos, O'Neil Property Group, LLC, ivan@oneilpropertygroup.com

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.