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640 Oak Street
St. Simons Island GA 31522 US

$1,500,000

Active Listing ID 2002809
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3 bed
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1,779 square feet
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3.00 Bath (2 Full , 1 Half)
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Lot: 0.15 Acres
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Single Family Residence

$1,500,000

Active Listing ID 2002809
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640 Oak Street Prepare to be WOWED! This elegant, custom-renovated home in the heart of the Village perfectly blends coastal charm, modern luxury, and an unbeatable location. Thoughtfully renovated in 2021, this home offers the feel and finishes of a brand-new residence. Step inside to soaring 15-foot ceilings and an expansive open-concept living area that flows seamlessly into a stunning designer kitchen. The kitchen is truly the heart of the home, featuring a 12-foot quartz island with seating for six, high-end appliances, custom cabinetry, and beautiful finishes throughout. The private primary suite is a tranquil retreat, featuring dual custom vanities, marble flooring, and a spa-inspired tiled shower with convenient access to the serene backyard. Outside, enjoy an oversized deck perfect for entertaining, an outdoor shower, and lush landscaping creating a wonderfully private setting. Ideally located just a short stroll from the beach, Village shopping, restaurants, and parks, this exceptional home offers the perfect opportunity for a luxury vacation rental or dream primary residence. And an added bonus-flood insurance is not required, as the property is located in an X flood zone. This is coastal living at its finest!

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Property Features

  • Facts
  • Lot Size: 0.15 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • 1/2 Bathrooms: 1
  • Cooling System: Electric
  • Exterior Finish: Outdoor Shower, Private Yard
  • Floor Covering: Wood, Tile
  • Roof Type: Metal
  • Heating Fuels: Electric (Heating), Heat Pump (Heating)
  • Additional Features
  • Patio

School Information

  • School
  • St. Simons(Elementary)
  • Glynn Middle School(MiddleSchool)
  • Glynn Academy(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 1500000
  • unparsedaddress: 640 Oak Street
  • postalcity: St. Simons Island
  • stateorprovince: GA
  • country: US
  • postalcode: 31522
  • bathroomsfull: 2
  • bathroomshalf: 1
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.15
  • lotsizeunits: Acres
  • lotsizearea: 0.15
  • livingarea: 1779
  • livingareaunits: Square Feet
  • latitude: 31.139515
  • longitude: -81.391064
  • listagentfullname: Carol Pollock
  • listagentemail: carolfssi@bellsouth.net
  • listagentkey: 3yd-GIAORGA-carol21
  • listagentmlsid: carol21
  • listagentpreferredphone: 9129962384
  • listagentofficephone: 9129962384
  • listofficekey: 3yd-GIAORGA-96
  • listagentstatelicense: 244288
  • listofficemlsid: 96
  • disclaimer: Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: GIAORGA
  • yearbuilt: 1950
  • listingcontractdate: 2026-10-01
  • listagenturl: http://www.goldenislesrealty.com
  • countyorparish: Glynn
  • parcelnumber: 0404492
  • elementaryschool: St. Simons
  • highschool: Glynn Academy
  • appliances: Disposal, Dishwasher, Gas Range, Microwave, Oven, Refrigerator, Washer/Dryer Stacked, Disposal, Dishwasher, Gas Range, Microwave, Oven, Refrigerator, Washer/Dryer Stacked
  • cooling: Electric
  • constructionmaterials: Board & Batten Siding, HardiPlank Type, Spray Foam Insulation
  • flooring: Wood, Tile
  • heating: Electric (Heating), Heat Pump (Heating)
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 0
  • parkingfeatures: Driveway
  • roof: Metal
  • waterfrontyn: False
  • franchiseaffiliation: None
  • interiorfeatures: Ceiling Fan(s), Double Vanity, High Ceilings, Recessed Lighting, Shower Only, Primary on First Floor
  • exteriorfeatures: Outdoor Shower, Private Yard
  • windowfeatures: Double Pane Windows
  • architecturalstyle: Cottage, Ranch
  • rooms: Bedroom 2, Bedroom 1, Laundry Room, Bathroom 1, Bedroom 3, Bathroom 2, Bathroom 3
  • utilities: Cable Available
  • patioandporchfeatures: Porch, Deck
  • speciallistingconditions: Standard
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • fencing: Privacy
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -81.39107, 31.139515
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Golden Isles Realty", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"carolfssi@bellsouth.net", "ListBrokerageCity":"St Simons Island", "ListBrokerageCountry":"US", "ListBrokerageEmail":"clarkedowney@bellsouth.net", "ListBrokerageLogoUrl":"http://lh.rdcpix.com/efa73b516e7911e494860ac2af5fbe52k-c1210609341r.png", "ListBrokerageName":"Golden Isles Realty", "ListBrokeragePhone":"(912) 638-8623", "ListBrokeragePostalCode":"31522", "ListBrokerageStateOrProvince":"GA", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"330 Mallory St", "ListBrokerageWebsiteUrl":"http://www.goldenislesrealty.com", "ListOfficeAddress1":"330 Mallery Street ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"96", "ListOfficeCity":"St. Simons Island", "ListOfficeCountry":"US", "ListOfficeEmail":"clarkedowney@bellsouth.net", "ListOfficePostalCode":"31522", "ListOfficeStateOrProvince":"GA", "ListPriceCurrencyType":"USD", "ListingTitle":"Residential, St. Simons Island, GA", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/640-Oak-St_St-Simons-Island_GA_31522_M66082-72895?f=listhub&s=GIAORGA&m=2002809&c=rexren", "MLSModificationTimestamp":"2026-10-01 19:11:23", "Neighborhoods":[{"Description":null, "Name":"Park View"}], "PostalCode":null, "RoomCount":5, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":8711, "TaxDescription":"32 Parkview S/D", "TaxYear":"2025"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 10/3/2026 9:32:31 AM GMT
Source Updated Date: 10/6/2026 1:03:35 PM GMT

Courtesy of: Carol Pollock, Golden Isles Realty, carolfssi@bellsouth.net

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.