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640 Oak Street
St Simons Island GA 31522 US

$1,500,000

Active Listing ID 1660734
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3 bed
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3.00 Bath (2 Full , 1 Half)
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Lot: 0.15 Acres
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Single Family Residence

$1,500,000

Active Listing ID 1660734
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640 Oak Street Prepare to be WOWED! This elegant, custom-renovated gem in the heart of the Village offers a blend of coastal charm, modern luxury, and an unbeatable location. This home has been completely renovated from the ground up in 2021, making it virtually brand new. Step inside to soaring 15-foot ceilings and an expansive open living area that flows seamlessly into a designer entertainer’s kitchen. Featuring a 12-foot quartz island that comfortably seats 6, high-end appliances, and custom cabinetry, this kitchen is a showstopper! The private master suite is your personal retreat, featuring dual custom vanities, marble flooring, and a spa-worthy tiled shower with access to the serene backyard. The backyard offers an oversized deck for entertaining, an outdoor shower, and lush landscaping in a very private setting. Just a short stroll to the beach, boutique shopping, restaurants, and parks. Whether you’re looking for a luxury vacation rental or a dream primary residence, this home checks every box. Being sold for immediate enjoyment; fully furnished (excluding outdoor furniture, 3 lamps & bed linens), including a golf cart, 2 paddle boards, and 2 bikes, so you can relax and start exploring your surroundings! Another plus: flood insurance is not required- located in an X flood zone.

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Property Features

  • Facts
  • Lot Size: 0.15 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • 1/2 Bathrooms: 1
  • Exterior Finish: Fence
  • Floor Covering: Tile, Wood
  • Roof Type: Metal
  • Heating Fuels: Electric (Heating), Heat Pump (Heating)

School Information

  • School
  • St. Simons(Elementary)
  • Glynn Middle(MiddleSchool)
  • Glynn Academy(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 1500000
  • unparsedaddress: 640 Oak Street
  • postalcity: St Simons Island
  • stateorprovince: GA
  • country: US
  • postalcode: 31522
  • bathroomsfull: 2
  • bathroomshalf: 1
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.15
  • lotsizeunits: Acres
  • lotsizearea: 0.15
  • livingarea: 1700
  • livingareaunits: Square Feet
  • listagentfullname: Carol Pollock
  • listagentemail: carolfssi@bellsouth.net
  • listagentkey: 3yd-GIAORGA-carol21
  • listagentmlsid: carol21
  • listagentpreferredphone: 9129962384
  • listagentofficephone: 9126388623
  • listofficekey: 3yd-GIAORGA-96
  • listofficemlsid: 96
  • disclaimer: Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: GIAORGA
  • yearbuilt: 1950
  • listingcontractdate: 2026-03-23
  • listagenturl: http://www.goldenislesrealty.com
  • countyorparish: Glynn
  • parcelnumber: 04-04492
  • elementaryschool: St. Simons
  • highschool: Glynn Academy
  • appliances: Dishwasher, Garbage Disposer, Oven - Convection, Range, Refrigerator, Washer
  • constructionmaterials: Brick
  • flooring: Tile, Wood
  • heating: Electric (Heating), Heat Pump (Heating)
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 0
  • parkingtotal: 0
  • parkingfeatures: Driveway
  • roof: Metal
  • waterfrontyn: False
  • interiorfeatures: Ceiling Fans, Ceilings Above 9ft., Great Room, Recessed Lighting, Renovated, W/D Connection
  • exteriorfeatures: Fence
  • architecturalstyle: Cottage
  • rooms: Bathroom 1, Bathroom 2, Bathroom 3, Bedroom 1, Bedroom 2, Bedroom 3
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • fencing: Fenced
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Golden Isles Realty", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"carolfssi@bellsouth.net", "ListBrokerageCity":"St Simons Island", "ListBrokerageCountry":"US", "ListBrokerageEmail":"clarkedowney@bellsouth.net", "ListBrokerageLogoUrl":"http://brokerlogos.listhub.net/2062/279390/20141117180522587.png", "ListBrokerageName":"Golden Isles Realty", "ListBrokeragePhone":"(912) 638-8623", "ListBrokeragePostalCode":"31522", "ListBrokerageStateOrProvince":"GA", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"330 Mallory St", "ListBrokerageWebsiteUrl":"http://www.goldenislesrealty.com", "ListOfficeAddress1":"330 Mallery Street", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":null, "ListOfficeCity":"St. Simons Island", "ListOfficeCountry":"US", "ListOfficeEmail":"clarkedowney@bellsouth.net", "ListOfficePostalCode":"31522", "ListOfficeStateOrProvince":"GA", "ListPriceCurrencyType":"USD", "ListingTitle":"Beach Cottage, Ranch, Single Family - St Simons Island, GA", "ListingURL":"https://listings.listhub.net/pages/GIAORGA/1660734/?channel=rexren", "MLSModificationTimestamp":"2026-03-23T21:03:02Z", "Neighborhoods":[], "PostalCode":null, "RawPropertySubType":"Single Family", "RawPropertyType":"Residential", "RoomCount":0, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":7556.15, "TaxDescription":null, "TaxYear":"2024"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 3/24/2026 3:05:20 AM GMT
Source Updated Date: 3/29/2026 1:42:56 PM GMT

Courtesy of: Carol Pollock, Golden Isles Realty, carolfssi@bellsouth.net

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.