636 Derby Avenue Welcome to this spacious and unique split-level home, perfectly situated on a picturesque waterfront lot (70x100) offering serene lake views and tranquil living. With 4–5 bedrooms and 3 full baths, this home is ideal for those seeking space, comfort, and beauty both inside and out. The main level features a welcoming foyer, den, bedroom, full bath, and a private study—ideal for guests or a home office. Upstairs, enjoy an open layout with vaulted ceilings throughout the living room, dining room, and a granite and wood eat-in kitchen designed for both daily living and entertaining. The top floor boasts three generously sized bedrooms and two full baths, including a luxurious marble-clad primary suite. A fully finished basement adds versatile living space, perfect for a playroom, gym, or media room. This home is equipped with gas hot air heating and central air, both on one zone, along with a separate gas hot water heater. A scuttle attic offers convenient storage, while the private deck provides a peaceful setting to relax and take in stunning lakefront views. Don’t miss this rare opportunity to own a lakeside retreat that truly has it all—comfort, elegance, and an unbeatable setting.