63 WINTERBERRY Court 2.5% ASSUMABLE FHA LOAN + DUAL PRIMARY SUITES + NO CDD! Take over a 2.5% rate and save hundreds a month and thousands in compound interest!!! Reserve at Greenbriar home offers 3, 197 sq ft, 4 beds, 3.5 baths and TWO owner's suites: a FIRST-FLOOR PRIMARY perfect as a mother-in-law suite for multi-generational living, plus a second primary upstairs, each with a walk-in closet. Extra wall insulation adds soundproofing for quiet, private rooms. Main floor: executive office, formal dining, luxury vinyl plank floors, open family room and a bright white kitchen with GAS range, island seating and butler's pantry. Upstairs loft makes a perfect media or game room. 3-CAR GARAGE with Tesla EV charger, tankless water heater, smart-home lighting, covered back porch and fully fenced vinyl backyard with sprinklers. Low $1, 000/yr HOA includes resort-style pool, clubhouse, splash pad and playground. Minutes to I-95, shopping, dining and top-rated St. Johns County schools. Priced to sell fast!