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625 Monterrey Terrace
McHenry IL 60050 US

$639,000

Active Listing ID 12587059
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3 bed
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3.00 Bath (2 Full , 1 Half)
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Lot: 0.38 Acres
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Single Family Residence

$639,000

Active Listing ID 12587059
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625 Monterrey Terrace Rarely do you find a single-level home offering nearly 3, 000 square feet of airy, light-filled living space directly on the water! This 3-bedroom, 2.1-bath ranch on the Pistakee Lake channel has been meticulously renovated, offering the perfect blend of modern luxury and "Chain O' Lakes" charm. The heart of the home features a cozy living room and eating area anchored by a gas log fireplace, while the massive family room is bathed in natural light, offering a seamless transition to the outdoors. The layout is designed to bring the outside in: brand-new in 2019 Marvin sliding doors lead from the insulated sunroom to an expansive, recently replaced wood deck, while a second set of patio doors off the guest bedroom leads to a private gazebo. Entertaining is effortless in the large recreation room, complete with a dry bar and custom wooden shutters. Every corner feels fresh, from the three completely remodeled bathrooms to the new carpeting and paint throughout. Major "big-ticket" improvements made in 2019 include: the roof, septic system, whole-house water filtration system, and 200-amp electrical panel. Outside, the property is just as impressive, featuring a private shoreline with a dock and Shore Station. Boaters and hobbyists will love the oversized 2.5-car detached garage, which is a rare 30 feet deep and features a massive 10' high by 16' wide door. With LED lighting and an abundance of extra driveway space for guest vehicles or boat trailers, this property truly has it all. Just pull up the boat and start living the dream!

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Property Features

  • Facts
  • Lot Size: 0.38 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • 1/2 Bathrooms: 1
  • Cooling System: Central Air
  • Exterior Finish: Dock
  • Floor Covering: Wood, Laminate, Carpet, Hardwood
  • Roof Type: Asphalt
  • Heating Fuels: Natural Gas
  • Additional Features
  • Basement
  • Fireplace
  • Patio
  • Waterfront

School Information

  • School
  • Grant Community High School(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 639000
  • unparsedaddress: 625 Monterrey Terrace
  • postalcity: McHenry
  • stateorprovince: IL
  • country: US
  • postalcode: 60050
  • bathroomsfull: 2
  • bathroomshalf: 1
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.3846
  • lotsizeunits: Acres
  • lotsizearea: 0.3846
  • livingarea: 2926
  • livingareaunits: Square Feet
  • latitude: 42.406852
  • longitude: -88.198375
  • listagentfullname: Patricia Smarto
  • listagentemail: pat@lakesrealtygroup.com
  • listagentkey: 3yd-MREDIL-922509
  • listagentmlsid: 922509
  • listagentpreferredphone: (847) 338-3848
  • listagentofficephone: 8473383848
  • listofficekey: 3yd-MREDIL-1707
  • listofficemlsid: 1707
  • disclaimer: Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: MREDIL
  • yearbuilt: 1984
  • listingcontractdate: 2026-03-11
  • listagenturl: https://www.lakesrealtygroup.com/
  • countyorparish: Lake
  • parcelnumber: 05043011770000
  • highschool: Grant Community High School
  • elementaryschooldistrict: 114
  • middleorjuniorschooldistrict: 114
  • highschooldistrict: 124
  • appliances: Refrigerator, Washer, Dryer, Water Softener Owned
  • cooling: Central Air
  • constructionmaterials: Brick
  • flooring: Wood, Laminate, Carpet, Hardwood
  • heating: Natural Gas
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 2
  • parkingfeatures: Garage, Open
  • roof: Asphalt
  • view: Water
  • waterfrontyn: True
  • franchiseaffiliation: None
  • interiorfeatures: Dry Bar, 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), Open Floorplan
  • exteriorfeatures: Dock
  • waterfrontfeatures: Lake, Waterfront
  • windowfeatures: Screens, Skylight(s)
  • architecturalstyle: Ranch
  • rooms: Bedroom 2, Bathroom 3, Bedroom 1, Bathroom 1, Game Room, Bathroom 2, Family Room, Dining Room, Bedroom 3, Laundry Room, Laundry Room
  • otherstructures: Gazebo
  • patioandporchfeatures: Deck
  • basement: Crawl Space
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -88.19837, 42.406853
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Lakes Realty Group Brokerage, Inc.", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"pat@lakesrealtygroup.com", "ListBrokerageCity":"Fox Lake", "ListBrokerageCountry":"US", "ListBrokerageEmail":"pat@lakesrealtygroup.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"Lakes Realty Group Brokerage, Inc.", "ListBrokeragePhone":"(847) 338-3848", "ListBrokeragePostalCode":"60020", "ListBrokerageStateOrProvince":"IL", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"16 E Grand Avenue", "ListBrokerageWebsiteUrl":"https://www.lakesrealtygroup.com/", "ListOfficeAddress1":"16 E Grand Ave ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"1707", "ListOfficeCity":"Fox Lake", "ListOfficeCountry":"USA", "ListOfficeEmail":"pat@lakesrealtygroup.com", "ListOfficePostalCode":"60020", "ListOfficeStateOrProvince":"IL", "ListPriceCurrencyType":"USD", "ListingTitle":"SINGLE_FAMILY - Ranch - McHenry, IL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/625-Monterrey-Ter_McHenry_IL_60050_M82444-28350?f=listhub&s=MREDIL&m=12587059&c=rexren", "MLSModificationTimestamp":"2026-03-11 19:40:04", "Neighborhoods":[{"Description":null, "Name":"Round Hill"}], "PostalCode":null, "RoomCount":9, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":7277, "TaxDescription":null, "TaxYear":"2024"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 3/11/2026 7:48:22 PM GMT
Source Updated Date: 3/12/2026 6:54:24 PM GMT

Courtesy of: Patricia Smarto, Lakes Realty Group, pat@lakesrealtygroup.com

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.