6042 ELM VALLEY DR BUY DIRECT FROM THE OWNER, NO BANKS. No SSN or credit score needed to qualify, just steady income and the desire to own. At closing, you become the homeowner. This one-story 3-bedroom, 2-bath home in Lackland City has the big-ticket work already done: new architectural-shingle roof with new flashing, foundation repaired with 15 steel pressed pilings, upgraded electrical panel, new soffit and fascia, repaired drywall, and fresh paint on every wall, ceiling, door, and trim. The open living, dining, and kitchen has recessed lighting, a center island with cooktop and sink, and a stainless range hood. Bedrooms have tile floors, ceiling fans, and high windows that bring in daylight, and the bath has a walk-in tiled shower. Outside are a stone front, covered carport, gated concrete driveway, and a fenced 8, 880 sq ft lot. Built 1968, 1, 528 sq ft, no HOA, minutes from JBSA-Lackland, Loop 410, and US 90. Reach out to the seller directly for tour access to the home.