5620 N 20TH Drive No HOA, and this one's already producing income. This beautifully updated 4 bed, 3 bath midtown Phoenix home includes an attached casita, ideal for multigenerational living, guests, or short-term rental income. It's currently a successful vacation rental with two rentable spaces: a 3 bed, 1.5 bath main home and a private attached casita. Inside, thoughtful renovations create a move-in ready home with everyday comfort and real versatility. The kitchen has been beautifully updated with new cabinetry, granite counters, tile backsplash, and modern lighting, and the whole home feels fresh with new paint, blinds, curtains, and hardware. The half bath was redesigned with board and batten, wallpaper, and a new vanity and toilet. The casita offers its own kitchenette and a remodeled, tiled guest shower. More upgrades: new hot water heater, added attic insulation, covered patio, storage shed, two Ring doorbells, and refreshed desert landscaping with new rock, trees, cactus, and flowering lilies. Minutes from Grand Canyon University, shopping, dining, and freeway access, this home offers real flexibility as a primary residence, multigenerational setup, or income property.