5601 E 13th Street HOUSE HACKING POTENTIAL + BIG MORTGAGE SAVINGS! Seller is offering up to $7, 465 toward a 2-1 temporary interest rate buydown, potentially saving qualified buyers approximately $411/month in the first year and $211/month in the second year--over $7, 400 in mortgage payment savings during the first two years! PLUS, this property features a 3-bedroom, 2-bath main residence AND a detached studio with exciting potential for additional income! Opportunity meets flexibility in this charming single-level home situated on a desirable corner lot! The main residence offers a spacious, functional layout with tile flooring, neutral finishes, a cozy fireplace, and a generous Arizona room providing additional living or entertaining space. The kitchen features ample cabinetry and counter space, built-in appliances, and a convenient center island. What truly sets this property apart is the detached studio with its own private entrance, kitchenette, bathroom, and fenced yard! This versatile space opens the door to exciting possibilities, including multigenerational living, guest accommodations, a private home office, or potential rental income to help offset monthly housing expenses. The corner lot provides generous outdoor space with separation between the main residence and detached studio, offering added privacy and functionality. Whether you're looking for a primary residence with room for extended family or exploring the benefits of house hacking, this unique property offers flexibility that's increasingly hard to find! Don't miss this opportunity to combine potential income-producing space with substantial mortgage payment savings! Seller incentive subject to buyer qualification, lender approval, and loan program requirements. Rental use and income potential subject to applicable zoning, permitting, and rental regulations.