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545 Ocean Cay Drive
Key Largo FL 33037 US

$6,950,000

Active Listing ID 617309
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3 bed
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4.00 Bath (3 Full , 1 Half)
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Lot: 0.28 Acres
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Single Family Residence

$6,950,000

Active Listing ID 617309
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545 Ocean Cay Drive Where the ocean meets elegance, 545 Ocean Cay delivers an extraordinary expression of Keys coastal living. Set within the coveted, gated enclave of Ocean Cay Estates, this oceanfront residence is crafted for those who value refined comfort, effortless entertaining, and world-class boating. A private tropical oasis unfolds along the water's edge, anchored by an award-winning resort-style pool featuring five waterfalls, a walk-over bridge, a swim-up table, and a separate infinity spa overlooking the blue horizon. The outdoor living spaces feel like a retreat of their own--sun terraces, shaded lounging, lush landscaping, and uninterrupted ocean breezes.Two fully equipped outdoor grill/kitchen areas allow for seamless entertaining, from casual afternoons by the pool to unforgettable sunset dinners. For boaters, this is the ultimate base. Enjoy 100 ft of deep-water dockage with premium Zuri decking, multiple dock boxes, a shaded Tiki, dedicated lounging area, boat lift, and a specialty-designed kayak elevator for easy launching. Inside, the home blends soaring ceilings, natural light, and thoughtful craftsmanship. The chef's kitchen impresses with a Miele gas stove, oversized Sub-Zero refrigeration, stone countertops with integrated backlighting, and seamless flow to the dining and great rooms. A second bar area creates the perfect spot for conversation and cocktails.A private elevator services all three levels. The second floor features two bedrooms, two full baths, a laundry room, ocean-view dining, and expansive indoor- outdoor living. The third level hosts two generous office spaces and a serene oceanfront primary suite with a spacious spa-style bath. Built for peace of mind, the home includes impact-rated bi-fold doors and windows, electric rolladen shutters, and hurricane rated electric screens to protect your porches and furnishings at the touch of a button. Additional features include a lower-level carport, storage rooms, irrigation, landscape lighting, and

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Property Features

  • Facts
  • Lot Size: 0.28 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 3
  • 1/2 Bathrooms: 1
  • Cooling System: Ceiling Fan(s)
  • Exterior Finish: Built-in Grill, Water Display, Sprinkler System, Outdoor Kitchen, Lighting, Hot Tub, Gazebo, Fencing, Chickee Hut
  • Floor Covering: Tile
  • Roof Type: Metal
  • Additional Features
  • Waterfront

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 6950000
  • unparsedaddress: 545 Ocean Cay Drive
  • postalcity: Key Largo
  • stateorprovince: FL
  • country: US
  • postalcode: 33037
  • bathroomsfull: 3
  • bathroomshalf: 1
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.28
  • lotsizeunits: Acres
  • lotsizearea: 0.28
  • livingarea: 4728
  • livingareaunits: Square Feet
  • latitude: 25.094081
  • longitude: -80.429841
  • listagentfullname: JOY C MARTIN
  • listagentemail: Joy@JoyCMartin.com
  • listagentkey: 3yd-FLKEYSMLSFL-20060624040512063493000000
  • listagentmlsid: 20060624040512063493000000
  • listagentpreferredphone: 3053947866
  • listagentofficephone: 3054514078
  • listofficekey: 3yd-FLKEYSMLSFL-20060624040344724753000000
  • listagentstatelicense: 0524075
  • listofficemlsid: 20060624040344724753000000
  • disclaimer: Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: FLKEYSMLSFL
  • yearbuilt: 2001
  • listagenturl: http://www.americancaribbeanre.com
  • countyorparish: Monroe
  • parcelnumber: 00453475-016100
  • appliances: Dishwasher, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
  • cooling: Ceiling Fan(s)
  • flooring: Tile
  • numberofunitstotal: 0
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 3
  • parkingtotal: 0
  • parkingfeatures: Carport, Covered, Garage, Open
  • roof: Metal
  • view: Ocean, Water
  • waterfrontyn: True
  • interiorfeatures: Cathedral Ceilings, Bar, Walk-in Closet(s), Storage, Security System, Elevator, Built-in Cabinets, Pantry
  • exteriorfeatures: Built-in Grill, Water Display, Sprinkler System, Outdoor Kitchen, Lighting, Hot Tub, Gazebo, Fencing, Chickee Hut
  • waterfrontfeatures: Canal Front, Oceanfront, Waterfront
  • architecturalstyle: Other
  • rooms: Bathroom 1, Bathroom 2, Bathroom 3, Bathroom 4, Bedroom 1, Bedroom 2, Bedroom 3
  • securityfeatures: Security System
  • otherstructures: Gazebo, Outdoor Kitchen
  • accessibilityfeatures: Accessible Elevator Installed
  • dock: False
  • poolprivateyn: False
  • spayn: True
  • fencing: Fenced
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -80.42984, 25.094082
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"American Caribbean Real Estate", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "Expenses":[{"ExpenseCategory":"Home Owner Assessments Fee", "ExpenseFrequency":"Annually", "ExpenseValue":3000}], "GeocodeOptions":null, "LeadRoutingEmail":"Joy@JoyCMartin.com", "ListBrokerageCity":"Key Largo", "ListBrokerageCountry":"US", "ListBrokerageEmail":"joy@joycmartin.com", "ListBrokerageLogoUrl":"http://brokerlogos.listhub.net/FLKEYSMLSFL/daf00f91847511df917b00219b9aa4d8/20150605175404445.png", "ListBrokerageName":"American Caribbean Real Estate", "ListBrokeragePhone":"(305) 451-4078", "ListBrokeragePostalCode":"33037", "ListBrokerageStateOrProvince":"FL", "ListBrokerageUnitNumber":"PO Box 600", "ListBrokerageUnparsedAddress":"99900 Overseas Highway", "ListBrokerageWebsiteUrl":"http://www.americancaribbean.com/", "ListOfficeAddress1":"99900 Overseas Hwy", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"20060624040512063493000000", "ListOfficeCity":"Key Largo", "ListOfficeCountry":"US", "ListOfficeEmail":"maggie@maggiegarciare.com", "ListOfficePostalCode":"33037", "ListOfficeStateOrProvince":"FL", "ListPriceCurrencyType":"USD", "ListingTitle":"Residential - Single Family - Key Largo, FL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/545-Ocean-Cay-Dr_Key-Largo_FL_33037_M67558-28083?f=listhub&s=FLKEYSMLSFL&m=617309&c=rexren", "MLSModificationTimestamp":"2026-04-17T08:37:26Z", "Neighborhoods":[{"Description":null, "Name":"27 - Key Largo MM 97-107"}], "PostalCode":null, "RawPropertySubType":"Residential - Single Family", "RawPropertyType":"Residential", "RoomCount":null, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":17540, "TaxDescription":null, "TaxYear":"2025"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 4/17/2026 4:00:45 PM GMT
Source Updated Date: 4/17/2026 6:44:12 PM GMT

Courtesy of: JOY C MARTIN, American Caribbean Real Estate, Christie's International Real Estate, Joy@JoyCMartin.com

Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.