545 Bay Avenue Welcome to this charming and versatile property just minutes from the heart of Kelowna. Set on a .13-acre lot with lane access, this single-family rancher with a fully detached legal carriage house offers exceptional flexibility for homeowners, investors, or multi-generational living. The main home features two bedrooms and showcases original hardwood floors, a cozy wood-burning fireplace, updated windows and furnace, and a warm cottage-style feel throughout. Step outside to a private, fully fenced backyard complete with a garden and RV parking—perfect for relaxing, entertaining, or enjoying Okanagan summers. The self-contained one-bedroom legal carriage house adds incredible value, whether used as a mortgage helper, guest suite, or home office. A garage with 220-volt power is ideal for a welder or EV charger, and thoughtful updates include a spacious extra-deep soaker tub for added comfort. Location truly sets this home apart. Enjoy a flat, walkable neighbourhood close to coffee shops, restaurants, shopping, transit, and everyday conveniences. You’re also just minutes from the waterfront, Kelowna City Park, Knox Mountain, beaches, off-leash dog parks, and endless outdoor recreation. Whether you’re seeking lifestyle, income potential, or a central place to call home, this property offers a rare blend of charm, function, and unbeatable location. (id:203)