540 Saddle Ridge Lane Welcome to this lovingly maintained, one-owner, all-brick custom home. OWNER FINANCE Available! Nestled on an oversized corner .25-acre lot adorned with mature trees, this one-of-a-kind property offers exceptional curb appeal and thoughtful design. Inside, you'll find 3 spacious bedrooms plus a versatile bonus room - perfect as a 4th bedroom or home office. The living area is anchored by a classic brick fireplace operable as gas or wood-burning, with a garage-accessible clean-out for easy maintenance. The kitchen impresses with granite countertops, stainless steel appliances, and a gas cooktop. The oversized garage features a workshop space and convenient side-street access. Within the last 18 months, the home received an impressive list of upgrades including energy-efficient windows, a new roof with upgraded attic venting, new garage doors with keypad entry, fresh interior paint, and the removal of popcorn ceilings. New luxury vinyl plank flooring runs throughout. The home also features new toilets, a new bathtub with an updated tile surround, new recessed lighting and ceiling fans with LED dimmer switches, new gas tankless water heater, new gas cooktop, microwave, dishwasher, garbage disposal, and a gas-powered HVAC system for added efficiency. Out back, enjoy a fully fenced yard, ideal for a future pool, along with a storage shed, a fully zoned sprinkler system with rain guard, and a covered screened-in tiled porch with a ceiling fan perfect for relaxing or entertaining. The Saginaw community offers the best of both worlds - a welcoming small-town atmosphere with impressive EMS schools and easy access to 820 and 35. Willow Creek Park is the hidden gem of Saginaw's recreational offerings. This expansive community park features a farmer's market, dog park, baseball fields, volleyball court, a covered pavilion, playgrounds, and scenic walking trails and a local waterpark-making it the perfect destination for active families and four-legged friends alike.