5302 28TH Avenue S NO HOA! Located in desirable Flood Zone X, outside the designated high-risk flood area, this beautifully updated coastal cottage offers a compelling opportunity to enjoy Florida living in the heart of Gulfport's vibrant Arts District. Just minutes from the waterfront, local restaurants, galleries, and downtown St. Petersburg, this charming residence combines the character of an established coastal community with the comforts of modern living. Set on a corner lot framed by mature palm trees, this inviting single-story home features three bedrooms, two bathrooms, and 1, 407 square feet of thoughtfully designed living space. Its cheerful coastal exterior, distinctive arched windows, and welcoming screened front porch create an immediate sense of character and charm. Inside, natural light fills the living areas, where plantation shutters, wood-look flooring, and soft coastal tones create a bright, comfortable atmosphere. The updated kitchen features white cabinetry, quartz countertops, a decorative tile backsplash, and an open connection to the main living space. The split-bedroom floor plan provides privacy and flexibility, with a spacious primary suite and two additional bedrooms that can accommodate guests, a home office, or creative pursuits. Outdoor living is an integral part of the experience. Enjoy morning coffee on the screened front porch, afternoon relaxation beneath the covered rear patio, or time outdoors in the fenced backyard. With no HOA fees and its Flood Zone X designation, the property offers practical advantages alongside its lifestyle appeal. And then there's Gulfport itself. Known for its independent spirit, thriving arts scene, and relaxed waterfront atmosphere, Gulfport is one of the Tampa Bay area's most distinctive coastal communities. Directly across the street from the home are neighborhood tennis courts, a dog park, and the Gulfport History Museum. A short bicycle ride brings you to the waterfront, sandy beach, volleyball courts, and the restaurants, cafes, boutiques, and galleries lining Beach Boulevard. Gulfport offers an appealing introduction to Florida's Gulf Coast lifestyle. Enjoy the charm of a walkable waterfront district, local art events, outdoor recreation, and year-round opportunities to explore the area, all while remaining conveniently connected to downtown St. Petersburg's cultural attractions, museums, dining, and entertainment. Tampa and the Gulf beaches are also within driving distance. Whether you're seeking a full-time residence, a seasonal Florida retreat, or simply a different pace of life, this Gulfport cottage brings together location, character, comfort, and the added appeal of a Flood Zone X designation. **A charming coastal home, an exceptional Gulfport lifestyle, and a location worth discovering.**