528 OCEAN SPRAY DRIVE ASSUMABLE VA LOAN AT 2.99%! NO FLOOD INSURANCE REQUIRED! Welcome to this beautifully constructed 4-bedroom, 3.5-bathroom 2, 820 square foot home built in 2021, located in the desirable Shell Cove community! Designed for comfort and versatility, this spacious home offers modern finishes, an open-concept layout, and a rare in-law suite with a private entrance—perfect for multigenerational living, guests, or rental potential. Inside, you'll find a bright and airy living space with high ceilings, tile flooring, and modern fixtures throughout. The gourmet kitchen features stainless steel appliances, granite countertops, and a large island ideal for entertaining. The primary suite offers a private retreat with a walk-in closet, while the primary bathroom has a separate garden tub and shower. The split layout gives two bedrooms in the front, equipped with a jack and jill bathroom, and offers generous privacy. The oversized backyard is perfect for entertaining guests or giving the pets a place to run free. Step outside and enjoy all that Shell Cove has to offer, including a community pool and beautifully maintained common areas. This home combines the best of style, function, and location—just minutes from shopping and dining. The owner is still occupying the property, so please respect their privacy. FREE APPRAISAL AND OTHER POSSIBLE DISCOUNTS AVAILABLE BY USING OUR PREFERRED LENDER, WILLIAM WILLIS.