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521 S Railroad Street
Montgomery IL 60538 US

$285,000

Active Listing ID 12596087
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2 bed
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3.00 Bath (3 Full)
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Townhouse

$285,000

Active Listing ID 12596087
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521 S Railroad Street ***HIGHEST and BEST by 5:00pm 3/22/26*** Rare opportunity to own this three bed three bath ranch-style duplex, featuring a full finished basement with a second kitchen- ideal for rental income or multigenerational living. The main floor is filled with natural light and offers a spacious eat-in kitchen with plenty of cabinets and counter space. The primary bedroom includes a private en-suite bathroom while the secondary bedroom features a full walk in closet. Convenient main floor laundry makes this level fully self-sufficient. The lower level boasts another en-suite bedroom, full kitchen, dining area and an expansive living space enhanced with many stylish extras such as tile work and mood lighting. A full attached garage and backyard storage shed complete this well appointed property. No HOA or association fees.

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Property Features

  • Facts
  • Property Type: Residential
  • Property Sub-type: Townhouse
  • Features
  • Full Bathrooms: 3
  • Cooling System: Central Air
  • Floor Covering: Laminate, Carpet
  • Roof Type: Asphalt
  • Heating Fuels: Natural Gas
  • Additional Features
  • Basement

School Information

  • School
  • Nicholas A Hermes Elementary Sch(Elementary)
  • Washington Middle School(MiddleSchool)
  • West Aurora High School(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Townhouse
  • listprice: 285000
  • unparsedaddress: 521 S Railroad Street
  • postalcity: Montgomery
  • stateorprovince: IL
  • country: US
  • postalcode: 60538
  • bathroomsfull: 3
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeunits: Acres
  • livingarea: 1012
  • livingareaunits: Square Feet
  • latitude: 41.725711
  • longitude: -88.347119
  • listagentfullname: Kathy McLeod
  • listagentemail: kathmcl@ameritech.net
  • listagentkey: 3yd-MREDIL-161569
  • listagentmlsid: 161569
  • listagentpreferredphone: (630) 929-1100
  • listagentofficephone: 3129612198
  • listofficekey: 3yd-MREDIL-16636
  • listofficemlsid: 16636
  • disclaimer: Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: MREDIL
  • yearbuilt: 1991
  • listingcontractdate: 2026-03-18
  • listagenturl: http://CharlesRutenbergRE.com
  • countyorparish: Kane
  • parcelnumber: 1532452033
  • elementaryschool: Nicholas A Hermes Elementary Sch
  • highschool: West Aurora High School
  • elementaryschooldistrict: 131
  • middleorjuniorschooldistrict: 129
  • highschooldistrict: 129
  • appliances: Range, Microwave, Refrigerator, Washer, Dryer
  • cooling: Central Air
  • constructionmaterials: Vinyl Siding
  • flooring: Laminate, Carpet
  • heating: Natural Gas
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 2
  • parkingfeatures: Garage, Open
  • roof: Asphalt
  • waterfrontyn: False
  • franchiseaffiliation: None
  • interiorfeatures: In-Law Floorplan, 1st Floor Full Bath, Storage, Built-in Features, Walk-In Closet(s), Open Floorplan, Dining Combo
  • windowfeatures: Wood Frames
  • rooms: Bathroom 1, Basement, Bedroom 2, Dining Room, Bedroom 1, Bathroom 2, Bathroom 3, Family Room, Laundry Room, Family Room
  • otherstructures: Storage
  • accessibilityfeatures: Accessible Approach with Ramp
  • basement: Full, Finished
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -88.34712, 41.72571
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Charles Rutenberg Realty", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"kathmcl@ameritech.net", "ListBrokerageCity":"Naperville", "ListBrokerageCountry":"US", "ListBrokerageEmail":"listhub@crrchicago.com", "ListBrokerageLogoUrl":"http://brokerlogos.listhub.net/MREDIL/fd0e02d1711511df9eba00219b994c72/20110726162116854.png", "ListBrokerageName":"Charles Rutenberg Realty", "ListBrokeragePhone":"(630) 929-1100", "ListBrokeragePostalCode":"60563", "ListBrokerageStateOrProvince":"IL", "ListBrokerageUnitNumber":"#150", "ListBrokerageUnparsedAddress":"1733 Park", "ListBrokerageWebsiteUrl":"http://CharlesRutenbergRE.com", "ListOfficeAddress1":"Corporate Office ", "ListOfficeAddress2":"#150", "ListOfficeBrokerMlsId":"16636", "ListOfficeCity":"Naperville", "ListOfficeCountry":"USA", "ListOfficeEmail":"listhub@crrchicago.com", "ListOfficePostalCode":"60564", "ListOfficeStateOrProvince":"IL", "ListPriceCurrencyType":"USD", "ListingTitle":"TOWNHOME - Montgomery, IL", "ListingURL":null, "MLSModificationTimestamp":"2026-03-24 05:08:29", "Neighborhoods":[{"Description":null, "Name":"Montgomery"}], "PostalCode":null, "RoomCount":7, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":3371, "TaxDescription":null, "TaxYear":"2024"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 3/24/2026 5:19:53 AM GMT
Source Updated Date: 3/27/2026 7:03:21 PM GMT

Courtesy of: Kathy McLeod, Charles Rutenberg Realty, kathmcl@ameritech.net

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.