520 N RIO ARRIBA A HIDDEN WORLD IN THE HEART OF THE VERDE VALLEY. Tucked away at the end of the road in Cottonwood's lush Greenbelt, this distinctive Victorian Country Farmhouse-style residence offers a side of Arizona few expect to find. Set on a private 0.97-acre lot surrounded by towering shade trees and established greenery, this is a true sanctuary--peaceful, secluded and seemingly worlds away from it all. Beautifully maintained, the 3, 166-square-foot, two-story home offers an abundance of flexible living space with 4 bedrooms, a loft, den/office and an oversized three-car garage. Recent improvements include new flooring, fresh paint and upgraded sliding door windows, while a private well and septic system add to the property's independence. Best of all--NO HOA. Inside and out, there is room to live, work, gather and retreat. The generous floorplan easily accommodates guests, a home office, hobbies or multi-purpose living, while the expansive property provides the privacy and breathing room that are increasingly difficult to find. Yet for all its seclusion, the location is remarkably convenient. Shopping, dining and everyday services are just minutes away, while the historic charm of Clarkdale and Jerome is close at hand. Head the other direction and the spectacular Red Rocks of Sedona await, with world-renowned hiking, outdoor adventure, dining and recreation all within easy reach. Whether envisioned as a full-time residence, seasonal Arizona retreat or investment property, this unique Greenbelt setting offers exceptional flexibility without the constraints of an HOA. Private enough to feel hidden. Convenient enough to stay connected. This is Arizona living you simply don't expect to find.