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518 Elk Road
Owenton KY 40359 US

$399,000

Active Listing ID 641187
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2 bed
bath icon
2.00 Bath (2 Full)
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Lot: 0.48 Acres
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Single Family Residence

$399,000

Active Listing ID 641187
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518 Elk Road Beautifully updated 2-bedroom, 2-bath waterfront retreat! Enjoy stunning views from two spacious decks, or step down to your covered dock with boat lift--perfect for boating, fishing, or relaxing by the water. This home offers an open, airy layout with modern updates throughout, making it ideal for full-time living or a weekend getaway.'' There is a one time membership fee of $3, 500 and annual HOA dues are $2, 500 per year.

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Property Features

  • Facts
  • Lot Size: 0.48 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • Cooling System: Central Air
  • Roof Type: Shingle
  • Heating Fuels: Forced Air
  • Additional Features
  • Basement
  • Patio

School Information

  • School
  • Owen County Elementary(Elementary)
  • Maurice Bowling Middle School(MiddleSchool)
  • Owen County High(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 399000
  • unparsedaddress: 518 Elk Road
  • postalcity: Owenton
  • stateorprovince: KY
  • country: US
  • postalcode: 40359
  • bathroomsfull: 2
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.48
  • lotsizeunits: Acres
  • lotsizearea: 0.48
  • livingarea: 1872
  • livingareaunits: Square Feet
  • latitude: 38.49241
  • longitude: -84.77121
  • listagentfullname: Mindy Hearne
  • listagentemail: mindy@ashcraftrealty.com
  • listagentkey: 3yd-NKARKY-432510667
  • listagentmlsid: 432510667
  • listagentpreferredphone: 8598029417
  • listagentofficephone: 5024845802
  • listofficekey: 3yd-NKARKY-o432500516
  • listagentstatelicense: 221786
  • listofficemlsid: o432500516
  • disclaimer: Copyright © 2026 Northern Kentucky MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: NKARKY
  • listingcontractdate: 2026-04-03
  • listagenturl: http://www.ashcraftrealty.com
  • countyorparish: Owen
  • parcelnumber: 075-80-05-018.00
  • elementaryschool: Owen County Elementary
  • highschool: Owen County High
  • elementaryschooldistrict: Owen Co Public
  • middleorjuniorschooldistrict: Owen Co Public
  • highschooldistrict: Owen Co Public
  • appliances: Washer/Dryer Stacked, Electric Range, Microwave, Refrigerator
  • cooling: Central Air
  • constructionmaterials: Vinyl Siding
  • heating: Forced Air
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 2
  • parkingtotal: 0
  • parkingfeatures: Driveway
  • roof: Shingle
  • view: Lake
  • waterfrontyn: False
  • franchiseaffiliation: None
  • windowfeatures: Vinyl Frames
  • architecturalstyle: Cottage
  • rooms: Family Room, Bedroom 2, Bathroom 1, Bathroom 2, Basement, Bedroom 1
  • utilities: Cable Available
  • patioandporchfeatures: Deck
  • basement: Walk-Out Access, Full, Finished
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: False
  • internetconsumercommentyn: False
  • location: -84.77121, 38.49241
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Ashcraft Real Estate Services, ", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"mindy@ashcraftrealty.com", "ListBrokerageCity":null, "ListBrokerageCountry":null, "ListBrokerageEmail":"info@ashcraftrealty.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"Ashcraft Real Estate Services, ", "ListBrokeragePhone":"4842292", "ListBrokeragePostalCode":null, "ListBrokerageStateOrProvince":null, "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":null, "ListBrokerageWebsiteUrl":"http://www.ashcraftrealty.com", "ListOfficeAddress1":"426 Roland Ave. Suite A ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"o432500516", "ListOfficeCity":"Owenton", "ListOfficeCountry":"USA", "ListOfficeEmail":"info@ashcraftrealty.com", "ListOfficePostalCode":"40359", "ListOfficeStateOrProvince":"KY", "ListPriceCurrencyType":"USD", "ListingTitle":"SINGLE_FAMILY - Cottage - Owenton, KY", "ListingURL":null, "MLSModificationTimestamp":"2026-04-03 17:06:21", "Neighborhoods":[{"Description":null, "Name":"K22 - Owen Cty"}], "PostalCode":null, "RoomCount":4, "StateOrProvince":null, "Taxes":[], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 4/3/2026 5:06:21 PM GMT
Source Updated Date: 4/4/2026 6:53:29 PM GMT

Courtesy of: Mindy Hearne, Ashcraft Real Estate Services, mindy@ashcraftrealty.com

Copyright © 2026 Northern Kentucky MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.