5 Surrey Farm Cottage charm at its finest-this beautifully remodeled 3-bedroom, 2.5-bathroom home with a loft offers a private setting at the end of a greenbelt, tucked against a hillside and just steps from Ladera Ranch trails and community amenities. Farmhouse-inspired architecture, the interior features various panel and crown moulding design elements, the exterior is complete with a white picket-fence - creating an idyllic setting both inside and out. Major system upgrades include a whole home repipe and new HVAC & Furnace. Inside, enjoy a remodeled kitchen with new cabinet doors complete with a set of display Muillon cabinets, quartz counters, all newer stainless steel appliances, and don't miss the pantry. The master bathroom shines with a standalone bathtub with floor mounted faucet, classic herringbone floor tile featuring Michelangelo Calacatta Porcelain tiles, updated light fixtures, new dual vanity, traditional panel molding, and tiled shower. Primary suite includes two closets, including a walk-in closet, plus a private balcony and a versatile loft-perfect for a home office, workout space, or additional living space. Laundry and separate linen closet are conveniently located on the second floor, near all 3 bedrooms. Outside, the front yard and private side patio enclosed by a picket-fence has cafe lights, wired pathway lighting, a newer wood walkway, low-maintenance turf, grapevines, and mature trees all surround a freshly painted exterior. Located steps from a community pool and Ladera Ranch's extensive trail system, with access to top-rated schools, clubhouses, pools, parks, sports courts, and year-round community events. HOA dues include high-speed internet.