4978 LOFTY PINES Circle W Back on market--previously under contract in just 19 days. No fault of seller. FHA appraisal completed. NO HOA! Solid brick 3BR/2BA home on a large lot with big front and back yards and room for your boat, RV, trailers, or work trucks--no restrictions. Includes 2-car garage, expanded driveway, and a detached 12x30 powered workshop (2015), great for hobbies, storage, or potential ADU. Open front porch, screened rear porch, and double-gate backyard access. Major updates: roof (2014), kitchen (2014), energy-efficient windows, brand new HVAC (2026) and water heater (2026), new garage door opener, updated outlets/switches. Freshly painted and deep-cleaned--move-in ready. All appliances included. Features theater-style den with projector and surround sound, built-in living room bookshelves, spacious dining area, and large backyard for entertaining. Public boat ramp under a mile away, neighborhood dog park, minutes to Riverside, Downtown, and NAS JAX. 1, 409 sq ft, 12, 392 sq ft lot, Flood Zone X. Some photos have been virtually rendered.